Skip to main content
LiveWhere us
Side-by-side comparison

Plano vs Chicago

Cost of living comparison for Plano, Texas and Chicago, Illinois.

Bottom line

Plano is approximately 2% more expensive than Chicago. A single person needs about $3,765/mo in Plano versus $3,707/mo in Chicago.

Rent in Plano vs Chicago

HUD Fair Market Rents by bedroom count.

Plano · Studio
$1,531
Chicago · Studio
$1,458
Plano is $73 (5%) higher than Chicago
Plano · 1 bedroom
$1,606
Chicago · 1 bedroom
$1,560
Plano is $46 (3%) higher than Chicago
Plano · 2 bedroom
$1,884
Chicago · 2 bedroom
$1,761
Plano is $123 (7%) higher than Chicago
Plano · 3 bedroom
$2,361
Chicago · 3 bedroom
$2,262
Plano is $99 (4%) higher than Chicago

Income & earnings in Plano vs Chicago

Annual figures from Census ACS.

Plano · Household income
$117,588
Chicago · Household income
$81,797
Plano is $35,791 (44%) higher than Chicago
Plano · Individual earnings
$61,438
Chicago · Individual earnings
$49,298
Plano is $12,140 (25%) higher than Chicago
Plano · Per capita
$55,057
Chicago · Per capita
$47,801
Plano is $7,256 (15%) higher than Chicago

Home values in Plano vs Chicago

Average values and property tax.

Plano · Average home value
$447,600
Chicago · Average home value
$305,200
Plano is $142,400 (47%) higher than Chicago
Plano · Annual property tax
$7,432
Chicago · Annual property tax
$6,053
Plano is $1,379 (23%) higher than Chicago

Energy in Plano vs Chicago

Estimated monthly electricity and gas.

Plano · Monthly electricity
$167
Chicago · Monthly electricity
$116
Plano is $51 (44%) higher than Chicago
Plano · Monthly gas
$32
Chicago · Monthly gas
$61
Chicago is $29 (91%) higher than Plano
Plano · Annual total
$2,388
Chicago · Annual total
$2,124
Plano is $264 (12%) higher than Chicago

Healthcare in Plano vs Chicago

Marketplace premium estimates and coverage rate.

Plano · Individual premium
$480
Chicago · Individual premium
$480
Plano and Chicago are about the same
Plano · Family premium
$1,350
Chicago · Family premium
$1,350
Plano and Chicago are about the same
Plano · Uninsured rate
9.9%
Chicago · Uninsured rate
9.0%
Plano is 0.9% (10%) higher than Chicago

Taxes in Plano vs Chicago

State income and sales tax.

Plano · State income tax
0.0%
Chicago · State income tax
5.0%
Chicago is 5.0% higher than Plano
Plano · State sales tax
6.3%
Chicago · State sales tax
6.3%
Plano and Chicago are about the same
Plano · Combined sales tax
8.2%
Chicago · Combined sales tax
8.8%
Chicago is 0.6% (8%) higher than Plano

Transportation in Plano vs Chicago

Commute time and travel modes.

Plano · Average commute
28.1 min
Chicago · Average commute
31.9 min
Chicago is 3.8 min (14%) higher than Plano
Plano · Drive alone
64.7%
Chicago · Drive alone
56.2%
Plano is 8.5% (15%) higher than Chicago
Plano · Public transit
0.6%
Chicago · Public transit
13.0%
Chicago is 12.4% (2067%) higher than Plano

Monthly cost estimates in Plano vs Chicago

All categories combined.

Plano · Single person
$3,765
Chicago · Single person
$3,707
Plano is $58 (2%) higher than Chicago
Plano · Couple
$5,550
Chicago · Couple
$5,165
Plano is $385 (7%) higher than Chicago
Plano · Family
$8,169
Chicago · Family
$7,811
Plano is $358 (5%) higher than Chicago

Frequently asked questions

Common questions comparing Plano and Chicago.

Is Plano or Chicago more expensive?

Plano is more expensive overall. A single person needs approximately $3,765/mo in Plano, Texas and $3,707/mo in Chicago, Illinois, a difference of about 2%.

What is the rent difference between Plano and Chicago?

Average one-bedroom rent in Plano, Texas is $1,606/mo versus $1,560/mo in Chicago, Illinois. Plano is approximately $46 (3%) more expensive for a one-bedroom apartment.

Which has higher income, Plano or Chicago?

Plano has the higher average household income. Plano households earn approximately $117,588 per year; Chicago households earn approximately $81,797 per year.

More on Plano and Chicago

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.