Side-by-side comparison

Oakland vs Charlotte

Cost of living comparison for Oakland, California and Charlotte, North Carolina.

Bottom line

Oakland is approximately 27% more expensive than Charlotte. A single person needs about $4,784/mo in Oakland versus $3,767/mo in Charlotte.

Rent in Oakland vs Charlotte

HUD Fair Market Rents by bedroom count.

Oakland · Studio

$1,937

Charlotte · Studio

$1,586

Oakland is $351 (22%) higher than Charlotte

Oakland · 1 bedroom

$2,201

Charlotte · 1 bedroom

$1,647

Oakland is $554 (34%) higher than Charlotte

Oakland · 2 bedroom

$2,682

Charlotte · 2 bedroom

$1,824

Oakland is $858 (47%) higher than Charlotte

Oakland · 3 bedroom

$3,432

Charlotte · 3 bedroom

$2,250

Oakland is $1,182 (53%) higher than Charlotte

Income & earnings in Oakland vs Charlotte

Annual figures from Census ACS.

Oakland · Household income

$126,240

Charlotte · Household income

$83,765

Oakland is $42,475 (51%) higher than Charlotte

Oakland · Individual earnings

$65,769

Charlotte · Individual earnings

$48,997

Oakland is $16,772 (34%) higher than Charlotte

Oakland · Per capita

$63,442

Charlotte · Per capita

$51,490

Oakland is $11,952 (23%) higher than Charlotte

Home values in Oakland vs Charlotte

Average values and property tax.

Oakland · Average home value

$1,057,400

Charlotte · Average home value

$371,200

Oakland is $686,200 (185%) higher than Charlotte

Oakland · Annual property tax

$8,061

Charlotte · Annual property tax

$2,780

Oakland is $5,281 (190%) higher than Charlotte

Energy in Oakland vs Charlotte

Estimated monthly electricity and gas.

Oakland · Monthly electricity

$167

Charlotte · Monthly electricity

$147

Oakland is $20 (14%) higher than Charlotte

Oakland · Monthly gas

$50

Charlotte · Monthly gas

$40

Oakland is $10 (25%) higher than Charlotte

Oakland · Annual total

$2,604

Charlotte · Annual total

$2,244

Oakland is $360 (16%) higher than Charlotte

Healthcare in Oakland vs Charlotte

Marketplace premium estimates and coverage rate.

Oakland · Individual premium

$480

Charlotte · Individual premium

$480

Oakland and Charlotte are about the same

Oakland · Family premium

$1,350

Charlotte · Family premium

$1,350

Oakland and Charlotte are about the same

Oakland · Uninsured rate

4.1%

Charlotte · Uninsured rate

11.6%

Charlotte is 7.5% (183%) higher than Oakland

Taxes in Oakland vs Charlotte

State income and sales tax.

Oakland · State income tax

13.3%

Charlotte · State income tax

4.5%

Oakland is 8.8% (196%) higher than Charlotte

Oakland · State sales tax

7.3%

Charlotte · State sales tax

4.8%

Oakland is 2.5% (53%) higher than Charlotte

Oakland · Combined sales tax

8.8%

Charlotte · Combined sales tax

7.0%

Oakland is 1.8% (26%) higher than Charlotte

Transportation in Oakland vs Charlotte

Commute time and travel modes.

Oakland · Average commute

31.8 min

Charlotte · Average commute

25.4 min

Oakland is 6.4 min (25%) higher than Charlotte

Oakland · Drive alone

53.6%

Charlotte · Drive alone

61.9%

Charlotte is 8.3% (15%) higher than Oakland

Oakland · Public transit

9.2%

Charlotte · Public transit

1.9%

Oakland is 7.3% (384%) higher than Charlotte

Monthly cost estimates in Oakland vs Charlotte

All categories combined.

Oakland · Single person

$4,784

Charlotte · Single person

$3,767

Oakland is $1,017 (27%) higher than Charlotte

Oakland · Couple

$7,342

Charlotte · Couple

$5,224

Oakland is $2,118 (41%) higher than Charlotte

Oakland · Family

$10,299

Charlotte · Family

$7,782

Oakland is $2,517 (32%) higher than Charlotte

Frequently asked questions

Common questions comparing Oakland and Charlotte.

Is Oakland or Charlotte more expensive?

Oakland is more expensive overall. A single person needs approximately $4,784/mo in Oakland, California and $3,767/mo in Charlotte, North Carolina, a difference of about 27%.

What is the rent difference between Oakland and Charlotte?

Average one-bedroom rent in Oakland, California is $2,201/mo versus $1,647/mo in Charlotte, North Carolina. Oakland is approximately $554 (34%) more expensive for a one-bedroom apartment.

Which has higher income, Oakland or Charlotte?

Oakland has the higher average household income. Oakland households earn approximately $126,240 per year; Charlotte households earn approximately $83,765 per year.

More on Oakland and Charlotte

Read full profiles for either area, or pick a different pair to compare.

Oakland profile Charlotte profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.