Side-by-side comparison

Oakland vs Indianapolis

Cost of living comparison for Oakland, California and Indianapolis, Indiana.

Bottom line

Oakland is approximately 56% more expensive than Indianapolis. A single person needs about $4,784/mo in Oakland versus $3,076/mo in Indianapolis.

Rent in Oakland vs Indianapolis

HUD Fair Market Rents by bedroom count.

Oakland · Studio

$1,937

Indianapolis · Studio

$955

Oakland is $982 (103%) higher than Indianapolis

Oakland · 1 bedroom

$2,201

Indianapolis · 1 bedroom

$1,097

Oakland is $1,104 (101%) higher than Indianapolis

Oakland · 2 bedroom

$2,682

Indianapolis · 2 bedroom

$1,283

Oakland is $1,399 (109%) higher than Indianapolis

Oakland · 3 bedroom

$3,432

Indianapolis · 3 bedroom

$1,669

Oakland is $1,763 (106%) higher than Indianapolis

Income & earnings in Oakland vs Indianapolis

Annual figures from Census ACS.

Oakland · Household income

$126,240

Indianapolis · Household income

$63,450

Oakland is $62,790 (99%) higher than Indianapolis

Oakland · Individual earnings

$65,769

Indianapolis · Individual earnings

$41,112

Oakland is $24,657 (60%) higher than Indianapolis

Oakland · Per capita

$63,442

Indianapolis · Per capita

$36,355

Oakland is $27,087 (75%) higher than Indianapolis

Home values in Oakland vs Indianapolis

Average values and property tax.

Oakland · Average home value

$1,057,400

Indianapolis · Average home value

$207,000

Oakland is $850,400 (411%) higher than Indianapolis

Oakland · Annual property tax

$8,061

Indianapolis · Annual property tax

$1,923

Oakland is $6,138 (319%) higher than Indianapolis

Energy in Oakland vs Indianapolis

Estimated monthly electricity and gas.

Oakland · Monthly electricity

$167

Indianapolis · Monthly electricity

$142

Oakland is $25 (18%) higher than Indianapolis

Oakland · Monthly gas

$50

Indianapolis · Monthly gas

$57

Indianapolis is $7 (14%) higher than Oakland

Oakland · Annual total

$2,604

Indianapolis · Annual total

$2,388

Oakland is $216 (9%) higher than Indianapolis

Healthcare in Oakland vs Indianapolis

Marketplace premium estimates and coverage rate.

Oakland · Individual premium

$480

Indianapolis · Individual premium

$480

Oakland and Indianapolis are about the same

Oakland · Family premium

$1,350

Indianapolis · Family premium

$1,350

Oakland and Indianapolis are about the same

Oakland · Uninsured rate

4.1%

Indianapolis · Uninsured rate

9.0%

Indianapolis is 4.9% (120%) higher than Oakland

Taxes in Oakland vs Indianapolis

State income and sales tax.

Oakland · State income tax

13.3%

Indianapolis · State income tax

3.0%

Oakland is 10.3% (336%) higher than Indianapolis

Oakland · State sales tax

7.3%

Indianapolis · State sales tax

7.0%

Oakland is 0.3% (4%) higher than Indianapolis

Oakland · Combined sales tax

8.8%

Indianapolis · Combined sales tax

7.0%

Oakland is 1.8% (26%) higher than Indianapolis

Transportation in Oakland vs Indianapolis

Commute time and travel modes.

Oakland · Average commute

31.8 min

Indianapolis · Average commute

24.2 min

Oakland is 7.6 min (31%) higher than Indianapolis

Oakland · Drive alone

53.6%

Indianapolis · Drive alone

73.8%

Indianapolis is 20.2% (38%) higher than Oakland

Oakland · Public transit

9.2%

Indianapolis · Public transit

1.3%

Oakland is 7.9% (608%) higher than Indianapolis

Monthly cost estimates in Oakland vs Indianapolis

All categories combined.

Oakland · Single person

$4,784

Indianapolis · Single person

$3,076

Oakland is $1,708 (56%) higher than Indianapolis

Oakland · Couple

$7,342

Indianapolis · Couple

$4,262

Oakland is $3,080 (72%) higher than Indianapolis

Oakland · Family

$10,299

Indianapolis · Family

$6,776

Oakland is $3,523 (52%) higher than Indianapolis

Frequently asked questions

Common questions comparing Oakland and Indianapolis.

Is Oakland or Indianapolis more expensive?

Oakland is more expensive overall. A single person needs approximately $4,784/mo in Oakland, California and $3,076/mo in Indianapolis, Indiana, a difference of about 56%.

What is the rent difference between Oakland and Indianapolis?

Average one-bedroom rent in Oakland, California is $2,201/mo versus $1,097/mo in Indianapolis, Indiana. Oakland is approximately $1,104 (101%) more expensive for a one-bedroom apartment.

Which has higher income, Oakland or Indianapolis?

Oakland has the higher average household income. Oakland households earn approximately $126,240 per year; Indianapolis households earn approximately $63,450 per year.

More on Oakland and Indianapolis

Read full profiles for either area, or pick a different pair to compare.

Oakland profile Indianapolis profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.