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Yuma, AZ

Cost of living in Yuma County, AZ

Part of the Yuma Metro Area

Estimated monthly cost
$2,925/mo
for a single person, all categories combined

Population 207,685 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,050 36%
Healthcare $480 16%
Federal tax $412 14%
Groceries $341 12%
Transport $320 11%
Energy $189 6%
State tax $73 2%
Water $60 2%

Rent in Yuma County

Fair Market Rents by bedroom count.

Studio
$1,043
per month
1 bedroom
$1,050
per month
2 bedroom
$1,377
per month
3 bedroom
$1,877
per month
4 bedroom
$2,312
per month

Source: HUD FMR FY2025

Income and earnings in Yuma County

Annual earnings figures from the Census ACS.

Household income
$60,417
per year
Individual earnings
$35,267
per year
Per capita
$28,918
per year

Source: ACS 2019-2023 5-Year.

Home values in Yuma County

Average values reported by homeowners.

Average home value
$195,700
Annual property tax
$1,281

Source: ACS 2019-2023 5-Year

Energy costs in Yuma County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 14.3¢/kWh
Natural gas
$39
per month
Annual total
$2,268
per year

Source: EIA

Healthcare in Yuma County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Yuma County

State and local tax rates for Arizona.

State income tax
2.5%
Flat rate
State sales tax
5.6%
Combined sales tax
8.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Yuma County

Commute patterns and estimated costs.

Average commute
20.9 min
Drive alone
78.4%
Public transit
0.7%
Work from home
6.7%

Source: ACS

Monthly cost estimates for Yuma County

What it costs to live in Yuma County each month.

Single person
$2,925
per month
  • Rent $1,050
  • Energy $189
  • Water $60
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $412
  • State tax $73
Couple
$4,308
per month
  • Rent $1,377
  • Energy $227
  • Water $70
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $659
  • State tax $126
Family
$6,958
per month
  • Rent $1,877
  • Energy $284
  • Water $85
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $659
  • State tax $126

Frequently asked questions about Yuma County

Common questions about cost of living, rent and salary.

What is the average rent in Yuma County?

In Yuma County, AZ, a one-bedroom apartment averages $1,050 per month, a two-bedroom averages $1,377 per month, a three-bedroom averages $1,877 per month, according to HUD Fair Market Rent data.

What is the average salary in Yuma County?

In Yuma County, AZ, the average household income is $60,417 per year and individual earnings for full-time workers average $35,267 per year, according to U.S. Census Bureau data.

What is the cost of living in Yuma County?

The estimated cost of living in Yuma County, AZ is approximately $2,925 per month for a single person, $4,308 for a couple, $6,958 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Yuma County?

The combined sales tax rate in Yuma County, AZ is 8.37%, which includes the Arizona state rate of 5.60% plus an average local rate of 2.77%.

Is Yuma County an affordable place to live?

Based on the data, a single person in Yuma County, AZ would need approximately $2,925 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,417 per year ($5,035 per month). Yuma County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Yuma County?

The ACA marketplace benchmark premium in Yuma County, AZ is approximately $480 per month for an individual. Approximately 14.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Yuma County?

The average home value in Yuma County, AZ is $195,700, with average annual property taxes of $1,281, according to U.S. Census Bureau data.

How does Yuma County compare to other areas?

You can compare Yuma County, AZ with any other US county using our comparison tool at /compare. Yuma County is in the Yuma, AZ metro area.

Other counties in Arizona

Browse the full list of counties in Arizona, ranked by cost of living.

See all counties in Arizona

Compare Yuma County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources