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Prescott Valley-Prescott, AZ

Cost of living in Flagstaff, Arizona

Yavapai County, AZ

Part of the Prescott Valley Metro Area

Estimated monthly cost
$3,194/mo
for a single person, all categories combined

Population 241,656 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,293 40%
Healthcare $480 15%
Federal tax $435 14%
Groceries $341 11%
Transport $320 10%
Energy $189 6%
State tax $76 2%
Water $60 2%

Rent in Flagstaff

Fair Market Rents by bedroom count.

Studio
$1,101
per month
1 bedroom
$1,293
per month
2 bedroom
$1,606
per month
3 bedroom
$2,216
per month
4 bedroom
$2,548
per month

Source: HUD FMR FY2025

Income and earnings in Flagstaff

Annual earnings figures from the Census ACS.

Household income
$66,106
per year
Individual earnings
$36,665
per year
Per capita
$39,890
per year

Source: ACS 2019-2023 5-Year.

Home values in Flagstaff

Average values reported by homeowners.

Average home value
$392,900
Annual property tax
$1,734

Source: ACS 2019-2023 5-Year

Energy costs in Flagstaff

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 14.3¢/kWh
Natural gas
$39
per month
Annual total
$2,268
per year

Source: EIA

Healthcare in Flagstaff

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Flagstaff

State and local tax rates for Arizona.

State income tax
2.5%
Flat rate
State sales tax
5.6%
Combined sales tax
8.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Flagstaff

Commute patterns and estimated costs.

Average commute
22.9 min
Drive alone
72.4%
Public transit
0.2%
Work from home
12.5%

Source: ACS

Monthly cost estimates for Flagstaff

What it costs to live in Flagstaff each month.

Single person
$3,194
per month
  • Rent $1,293
  • Energy $189
  • Water $60
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $435
  • State tax $76
Couple
$4,642
per month
  • Rent $1,606
  • Energy $227
  • Water $70
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $752
  • State tax $138
Family
$7,402
per month
  • Rent $2,216
  • Energy $284
  • Water $85
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $752
  • State tax $138

Frequently asked questions about Flagstaff

Common questions about cost of living, rent and salary.

What is the average rent in Flagstaff?

In Flagstaff, Arizona, a one-bedroom apartment averages $1,293 per month, a two-bedroom averages $1,606 per month, a three-bedroom averages $2,216 per month, according to HUD Fair Market Rent data.

What is the average salary in Flagstaff?

In Flagstaff, Arizona, the average household income is $66,106 per year and individual earnings for full-time workers average $36,665 per year, according to U.S. Census Bureau data.

What is the cost of living in Flagstaff?

The estimated cost of living in Flagstaff, Arizona is approximately $3,194 per month for a single person, $4,642 for a couple, $7,402 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Flagstaff?

The combined sales tax rate in Flagstaff, Arizona is 8.37%, which includes the Arizona state rate of 5.60% plus an average local rate of 2.77%.

Is Flagstaff an affordable place to live?

Based on the data, a single person in Flagstaff, Arizona would need approximately $3,194 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,106 per year ($5,509 per month). Flagstaff has a moderate cost of living relative to local earnings.

How much does healthcare cost in Flagstaff?

The ACA marketplace benchmark premium in Flagstaff, Arizona is approximately $480 per month for an individual. Approximately 10.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Flagstaff?

The average home value in Flagstaff, Arizona is $392,900, with average annual property taxes of $1,734, according to U.S. Census Bureau data.

How does Flagstaff compare to other areas?

You can compare Flagstaff, Arizona with any other US county using our comparison tool at /compare. Flagstaff is in the Prescott Valley-Prescott, AZ metro area.

Other counties in Arizona

Browse the full list of counties in Arizona, ranked by cost of living.

See all counties in Arizona

Compare Flagstaff with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources