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Ocean Pines, MD

Cost of living in Worcester County, MD

Estimated monthly cost
$3,308/mo
for a single person, all categories combined

Population 53,279 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,150 35%
Federal tax $549 17%
Healthcare $480 15%
Groceries $382 12%
Transport $320 10%
Energy $204 6%
State tax $168 5%
Water $55 2%

Rent in Worcester County

Fair Market Rents by bedroom count.

Studio
$1,109
per month
1 bedroom
$1,150
per month
2 bedroom
$1,276
per month
3 bedroom
$1,788
per month
4 bedroom
$1,956
per month

Source: HUD FMR FY2025

Income and earnings in Worcester County

Annual earnings figures from the Census ACS.

Household income
$81,455
per year
Individual earnings
$43,641
per year
Per capita
$51,620
per year

Source: ACS 2019-2023 5-Year.

Home values in Worcester County

Average values reported by homeowners.

Average home value
$348,100
Annual property tax
$2,629

Source: ACS 2019-2023 5-Year

Energy costs in Worcester County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 16.7¢/kWh
Natural gas
$54
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Worcester County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Worcester County

State and local tax rates for Maryland.

State income tax
5.8%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Worcester County

Commute patterns and estimated costs.

Average commute
22.7 min
Drive alone
76.4%
Public transit
0.6%
Work from home
11.5%

Source: ACS

Monthly cost estimates for Worcester County

What it costs to live in Worcester County each month.

Single person
$3,308
per month
  • Rent $1,150
  • Energy $204
  • Water $55
  • Groceries $382
  • Transport $320
  • Healthcare $480
  • Federal tax $549
  • State tax $168
Couple
$4,824
per month
  • Rent $1,276
  • Energy $245
  • Water $65
  • Groceries $633
  • Transport $420
  • Healthcare $864
  • Federal tax $1,003
  • State tax $318
Family
$7,520
per month
  • Rent $1,788
  • Energy $306
  • Water $75
  • Groceries $960
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,003
  • State tax $318

Frequently asked questions about Worcester County

Common questions about cost of living, rent and salary.

What is the average rent in Worcester County?

In Worcester County, MD, a one-bedroom apartment averages $1,150 per month, a two-bedroom averages $1,276 per month, a three-bedroom averages $1,788 per month, according to HUD Fair Market Rent data.

What is the average salary in Worcester County?

In Worcester County, MD, the average household income is $81,455 per year and individual earnings for full-time workers average $43,641 per year, according to U.S. Census Bureau data.

What is the cost of living in Worcester County?

The estimated cost of living in Worcester County, MD is approximately $3,308 per month for a single person, $4,824 for a couple, $7,520 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Worcester County?

The combined sales tax rate in Worcester County, MD is 6.00%, which includes the Maryland state rate of 6.00% plus an average local rate of 0.00%.

Is Worcester County an affordable place to live?

Based on the data, a single person in Worcester County, MD would need approximately $3,308 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $81,455 per year ($6,788 per month). Worcester County is relatively affordable compared to the national average.

How much does healthcare cost in Worcester County?

The ACA marketplace benchmark premium in Worcester County, MD is approximately $480 per month for an individual. Approximately 5.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Worcester County?

The average home value in Worcester County, MD is $348,100, with average annual property taxes of $2,629, according to U.S. Census Bureau data.

How does Worcester County compare to other areas?

You can compare Worcester County, MD with any other US county using our comparison tool at /compare. Worcester County is in the Ocean Pines, MD metro area.

Other counties in Maryland

Browse the full list of counties in Maryland, ranked by cost of living.

See all counties in Maryland

Compare Worcester County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources