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Kentucky

Cost of living in Wolfe County, KY

Estimated monthly cost
$2,316/mo
for a single person, all categories combined

Population 6,484 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $682 29%
Healthcare $480 21%
Transport $320 14%
Groceries $312 13%
Federal tax $200 9%
Energy $194 8%
State tax $73 3%
Water $55 2%

Rent in Wolfe County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$682
per month
2 bedroom
$867
per month
3 bedroom
$1,045
per month
4 bedroom
$1,194
per month

Source: HUD FMR FY2025

Income and earnings in Wolfe County

Annual earnings figures from the Census ACS.

Household income
$29,052
per year
Individual earnings
$21,899
per year
Per capita
$15,253
per year

Source: ACS 2019-2023 5-Year.

Home values in Wolfe County

Average values reported by homeowners.

Average home value
$66,400
Annual property tax
$391

Source: ACS 2019-2023 5-Year

Energy costs in Wolfe County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Wolfe County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
2.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Wolfe County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Wolfe County

Commute patterns and estimated costs.

Average commute
31.2 min
Drive alone
74.7%
Public transit
0.6%
Work from home
7.7%

Source: ACS

Monthly cost estimates for Wolfe County

What it costs to live in Wolfe County each month.

Single person
$2,316
per month
  • Rent $682
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $200
  • State tax $73
Couple
$3,248
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $185
  • State tax $97
Family
$5,547
per month
  • Rent $1,045
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $185
  • State tax $97

Frequently asked questions about Wolfe County

Common questions about cost of living, rent and salary.

What is the average rent in Wolfe County?

In Wolfe County, KY, a one-bedroom apartment averages $682 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,045 per month, according to HUD Fair Market Rent data.

What is the average salary in Wolfe County?

In Wolfe County, KY, the average household income is $29,052 per year and individual earnings for full-time workers average $21,899 per year, according to U.S. Census Bureau data.

What is the cost of living in Wolfe County?

The estimated cost of living in Wolfe County, KY is approximately $2,316 per month for a single person, $3,248 for a couple, $5,547 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Wolfe County?

The combined sales tax rate in Wolfe County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Wolfe County an affordable place to live?

Based on the data, a single person in Wolfe County, KY would need approximately $2,316 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $29,052 per year ($2,421 per month). Wolfe County has a high cost of living relative to local earnings.

How much does healthcare cost in Wolfe County?

The ACA marketplace benchmark premium in Wolfe County, KY is approximately $480 per month for an individual. Approximately 2.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Wolfe County?

The average home value in Wolfe County, KY is $66,400, with average annual property taxes of $391, according to U.S. Census Bureau data.

How does Wolfe County compare to other areas?

You can compare Wolfe County, KY with any other US county using our comparison tool at /compare. Wolfe County is in Kentucky.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Wolfe County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP