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Winona, MN

Cost of living in Winona County, MN

Estimated monthly cost
$2,743/mo
for a single person, all categories combined

Population 49,705 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $776 28%
Healthcare $480 17%
Federal tax $423 15%
Groceries $340 12%
Transport $320 12%
Energy $187 7%
State tax $167 6%
Water $50 2%

Rent in Winona County

Fair Market Rents by bedroom count.

Studio
$701
per month
1 bedroom
$776
per month
2 bedroom
$949
per month
3 bedroom
$1,202
per month
4 bedroom
$1,308
per month

Source: HUD FMR FY2025

Income and earnings in Winona County

Annual earnings figures from the Census ACS.

Household income
$70,198
per year
Individual earnings
$35,926
per year
Per capita
$37,447
per year

Source: ACS 2019-2023 5-Year.

Home values in Winona County

Average values reported by homeowners.

Average home value
$222,900
Annual property tax
$2,099

Source: ACS 2019-2023 5-Year

Energy costs in Winona County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Winona County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Winona County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Winona County

Commute patterns and estimated costs.

Average commute
17.6 min
Drive alone
75.4%
Public transit
1.2%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Winona County

What it costs to live in Winona County each month.

Single person
$2,743
per month
  • Rent $776
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $423
  • State tax $167
Couple
$4,260
per month
  • Rent $949
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $819
  • State tax $361
Family
$6,657
per month
  • Rent $1,202
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $819
  • State tax $361

Frequently asked questions about Winona County

Common questions about cost of living, rent and salary.

What is the average rent in Winona County?

In Winona County, MN, a one-bedroom apartment averages $776 per month, a two-bedroom averages $949 per month, a three-bedroom averages $1,202 per month, according to HUD Fair Market Rent data.

What is the average salary in Winona County?

In Winona County, MN, the average household income is $70,198 per year and individual earnings for full-time workers average $35,926 per year, according to U.S. Census Bureau data.

What is the cost of living in Winona County?

The estimated cost of living in Winona County, MN is approximately $2,743 per month for a single person, $4,260 for a couple, $6,657 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Winona County?

The combined sales tax rate in Winona County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Winona County an affordable place to live?

Based on the data, a single person in Winona County, MN would need approximately $2,743 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,198 per year ($5,850 per month). Winona County is relatively affordable compared to the national average.

How much does healthcare cost in Winona County?

The ACA marketplace benchmark premium in Winona County, MN is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Winona County?

The average home value in Winona County, MN is $222,900, with average annual property taxes of $2,099, according to U.S. Census Bureau data.

How does Winona County compare to other areas?

You can compare Winona County, MN with any other US county using our comparison tool at /compare. Winona County is in the Winona, MN metro area.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Winona County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources