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Iowa

Cost of living in Winnebago County, IA

Estimated monthly cost
$2,720/mo
for a single person, all categories combined

Population 10,648 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $684 25%
Federal tax $506 19%
Healthcare $480 18%
Transport $320 12%
Groceries $315 12%
Energy $195 7%
State tax $170 6%
Water $50 2%

Rent in Winnebago County

Fair Market Rents by bedroom count.

Studio
$646
per month
1 bedroom
$684
per month
2 bedroom
$877
per month
3 bedroom
$1,182
per month
4 bedroom
$1,318
per month

Source: HUD FMR FY2025

Income and earnings in Winnebago County

Annual earnings figures from the Census ACS.

Household income
$63,719
per year
Individual earnings
$41,020
per year
Per capita
$36,877
per year

Source: ACS 2019-2023 5-Year.

Home values in Winnebago County

Average values reported by homeowners.

Average home value
$132,300
Annual property tax
$1,800

Source: ACS 2019-2023 5-Year

Energy costs in Winnebago County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Winnebago County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Winnebago County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Winnebago County

Commute patterns and estimated costs.

Average commute
15.7 min
Drive alone
79.9%
Public transit
0.1%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Winnebago County

What it costs to live in Winnebago County each month.

Single person
$2,720
per month
  • Rent $684
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $506
  • State tax $170
Couple
$3,968
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $713
  • State tax $278
Family
$6,397
per month
  • Rent $1,182
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $713
  • State tax $278

Frequently asked questions about Winnebago County

Common questions about cost of living, rent and salary.

What is the average rent in Winnebago County?

In Winnebago County, IA, a one-bedroom apartment averages $684 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,182 per month, according to HUD Fair Market Rent data.

What is the average salary in Winnebago County?

In Winnebago County, IA, the average household income is $63,719 per year and individual earnings for full-time workers average $41,020 per year, according to U.S. Census Bureau data.

What is the cost of living in Winnebago County?

The estimated cost of living in Winnebago County, IA is approximately $2,720 per month for a single person, $3,968 for a couple, $6,397 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Winnebago County?

The combined sales tax rate in Winnebago County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Winnebago County an affordable place to live?

Based on the data, a single person in Winnebago County, IA would need approximately $2,720 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,719 per year ($5,310 per month). Winnebago County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Winnebago County?

The ACA marketplace benchmark premium in Winnebago County, IA is approximately $480 per month for an individual. Approximately 4.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Winnebago County?

The average home value in Winnebago County, IA is $132,300, with average annual property taxes of $1,800, according to U.S. Census Bureau data.

How does Winnebago County compare to other areas?

You can compare Winnebago County, IA with any other US county using our comparison tool at /compare. Winnebago County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Winnebago County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources