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Winchester, VA-WV

Cost of living in Winchester city, VA

Part of the Winchester Metro Area

Estimated monthly cost
$3,267/mo
for a single person, all categories combined

Population 27,981 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,253 38%
Healthcare $480 15%
Federal tax $445 14%
Groceries $355 11%
Transport $320 10%
Energy $202 6%
State tax $157 5%
Water $55 2%

Rent in Winchester city

Fair Market Rents by bedroom count.

Studio
$1,095
per month
1 bedroom
$1,253
per month
2 bedroom
$1,569
per month
3 bedroom
$1,952
per month
4 bedroom
$2,635
per month

Source: HUD FMR FY2025

Income and earnings in Winchester city

Annual earnings figures from the Census ACS.

Household income
$64,648
per year
Individual earnings
$37,253
per year
Per capita
$36,073
per year

Source: ACS 2019-2023 5-Year.

Home values in Winchester city

Average values reported by homeowners.

Average home value
$325,900
Annual property tax
$2,505

Source: ACS 2019-2023 5-Year

Energy costs in Winchester city

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Winchester city

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Winchester city

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Winchester city

Commute patterns and estimated costs.

Average commute
20.7 min
Drive alone
72.2%
Public transit
1.0%
Work from home
13.3%

Source: ACS

Monthly cost estimates for Winchester city

What it costs to live in Winchester city each month.

Single person
$3,267
per month
  • Rent $1,253
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $445
  • State tax $157
Couple
$4,764
per month
  • Rent $1,569
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $728
  • State tax $288
Family
$7,309
per month
  • Rent $1,952
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $728
  • State tax $288

Frequently asked questions about Winchester city

Common questions about cost of living, rent and salary.

What is the average rent in Winchester city?

In Winchester city, VA, a one-bedroom apartment averages $1,253 per month, a two-bedroom averages $1,569 per month, a three-bedroom averages $1,952 per month, according to HUD Fair Market Rent data.

What is the average salary in Winchester city?

In Winchester city, VA, the average household income is $64,648 per year and individual earnings for full-time workers average $37,253 per year, according to U.S. Census Bureau data.

What is the cost of living in Winchester city?

The estimated cost of living in Winchester city, VA is approximately $3,267 per month for a single person, $4,764 for a couple, $7,309 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Winchester city?

The combined sales tax rate in Winchester city, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Winchester city an affordable place to live?

Based on the data, a single person in Winchester city, VA would need approximately $3,267 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,648 per year ($5,387 per month). Winchester city has a moderate cost of living relative to local earnings.

How much does healthcare cost in Winchester city?

The ACA marketplace benchmark premium in Winchester city, VA is approximately $480 per month for an individual. Approximately 11.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Winchester city?

The average home value in Winchester city, VA is $325,900, with average annual property taxes of $2,505, according to U.S. Census Bureau data.

How does Winchester city compare to other areas?

You can compare Winchester city, VA with any other US county using our comparison tool at /compare. Winchester city is in the Winchester, VA-WV metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Winchester city with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources