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Virginia Beach-Chesapeake-Norfolk, VA-NC

Cost of living in Williamsburg city, VA

Part of the Virginia Beach Metro Area

Estimated monthly cost
$2,965/mo
for a single person, all categories combined

Population 15,564 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,483 50%
Healthcare $480 16%
Groceries $355 12%
Transport $250 8%
Energy $202 7%
Federal tax $91 3%
Water $55 2%
State tax $49 2%

Rent in Williamsburg city

Fair Market Rents by bedroom count.

Studio
$1,475
per month
1 bedroom
$1,483
per month
2 bedroom
$1,696
per month
3 bedroom
$2,361
per month
4 bedroom
$2,809
per month

Source: HUD FMR FY2025

Income and earnings in Williamsburg city

Annual earnings figures from the Census ACS.

Household income
$70,206
per year
Individual earnings
$14,331
per year
Per capita
$35,732
per year

Source: ACS 2019-2023 5-Year.

Home values in Williamsburg city

Average values reported by homeowners.

Average home value
$393,200
Annual property tax
$2,265

Source: ACS 2019-2023 5-Year

Energy costs in Williamsburg city

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Williamsburg city

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Williamsburg city

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Williamsburg city

Commute patterns and estimated costs.

Average commute
17.1 min
Drive alone
57.7%
Public transit
1.1%
Work from home
19.3%

Source: ACS

Monthly cost estimates for Williamsburg city

What it costs to live in Williamsburg city each month.

Single person
$2,965
per month
  • Rent $1,483
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $250
  • Healthcare $480
  • Federal tax $91
  • State tax $49
Couple
$4,939
per month
  • Rent $1,696
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $350
  • Healthcare $864
  • Federal tax $819
  • State tax $315
Family
$7,766
per month
  • Rent $2,361
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $819
  • State tax $315

Frequently asked questions about Williamsburg city

Common questions about cost of living, rent and salary.

What is the average rent in Williamsburg city?

In Williamsburg city, VA, a one-bedroom apartment averages $1,483 per month, a two-bedroom averages $1,696 per month, a three-bedroom averages $2,361 per month, according to HUD Fair Market Rent data.

What is the average salary in Williamsburg city?

In Williamsburg city, VA, the average household income is $70,206 per year and individual earnings for full-time workers average $14,331 per year, according to U.S. Census Bureau data.

What is the cost of living in Williamsburg city?

The estimated cost of living in Williamsburg city, VA is approximately $2,965 per month for a single person, $4,939 for a couple, $7,766 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Williamsburg city?

The combined sales tax rate in Williamsburg city, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Williamsburg city an affordable place to live?

Based on the data, a single person in Williamsburg city, VA would need approximately $2,965 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,206 per year ($5,851 per month). Williamsburg city has a moderate cost of living relative to local earnings.

How much does healthcare cost in Williamsburg city?

The ACA marketplace benchmark premium in Williamsburg city, VA is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Williamsburg city?

The average home value in Williamsburg city, VA is $393,200, with average annual property taxes of $2,265, according to U.S. Census Bureau data.

How does Williamsburg city compare to other areas?

You can compare Williamsburg city, VA with any other US county using our comparison tool at /compare. Williamsburg city is in the Virginia Beach-Chesapeake-Norfolk, VA-NC metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Williamsburg city with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources