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Fort Wayne, IN

Cost of living in Whitley County, IN

Part of the Fort Wayne Metro Area

Estimated monthly cost
$3,054/mo
for a single person, all categories combined

Population 34,388 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $991 32%
Federal tax $580 19%
Healthcare $480 16%
Transport $320 10%
Groceries $318 10%
Energy $199 7%
State tax $116 4%
Water $50 2%

Rent in Whitley County

Fair Market Rents by bedroom count.

Studio
$943
per month
1 bedroom
$991
per month
2 bedroom
$1,199
per month
3 bedroom
$1,512
per month
4 bedroom
$1,632
per month

Source: HUD FMR FY2025

Income and earnings in Whitley County

Annual earnings figures from the Census ACS.

Household income
$75,790
per year
Individual earnings
$45,506
per year
Per capita
$37,540
per year

Source: ACS 2019-2023 5-Year.

Home values in Whitley County

Average values reported by homeowners.

Average home value
$205,200
Annual property tax
$1,432

Source: ACS 2019-2023 5-Year

Energy costs in Whitley County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Whitley County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Whitley County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Whitley County

Commute patterns and estimated costs.

Average commute
22.6 min
Drive alone
82.8%
Public transit
0.1%
Work from home
7.3%

Source: ACS

Monthly cost estimates for Whitley County

What it costs to live in Whitley County each month.

Single person
$3,054
per month
  • Rent $991
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $580
  • State tax $116
Couple
$4,412
per month
  • Rent $1,199
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $910
  • State tax $193
Family
$6,853
per month
  • Rent $1,512
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $910
  • State tax $193

Frequently asked questions about Whitley County

Common questions about cost of living, rent and salary.

What is the average rent in Whitley County?

In Whitley County, IN, a one-bedroom apartment averages $991 per month, a two-bedroom averages $1,199 per month, a three-bedroom averages $1,512 per month, according to HUD Fair Market Rent data.

What is the average salary in Whitley County?

In Whitley County, IN, the average household income is $75,790 per year and individual earnings for full-time workers average $45,506 per year, according to U.S. Census Bureau data.

What is the cost of living in Whitley County?

The estimated cost of living in Whitley County, IN is approximately $3,054 per month for a single person, $4,412 for a couple, $6,853 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Whitley County?

The combined sales tax rate in Whitley County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Whitley County an affordable place to live?

Based on the data, a single person in Whitley County, IN would need approximately $3,054 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,790 per year ($6,316 per month). Whitley County is relatively affordable compared to the national average.

How much does healthcare cost in Whitley County?

The ACA marketplace benchmark premium in Whitley County, IN is approximately $480 per month for an individual. Approximately 7.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Whitley County?

The average home value in Whitley County, IN is $205,200, with average annual property taxes of $1,432, according to U.S. Census Bureau data.

How does Whitley County compare to other areas?

You can compare Whitley County, IN with any other US county using our comparison tool at /compare. Whitley County is in the Fort Wayne, IN metro area.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Whitley County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources