Cost of living in White County, IN
Population 24,709 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in White County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in White County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in White County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in White County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in White County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in White County
State and local tax rates for Indiana.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in White County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for White County
What it costs to live in White County each month.
- Rent $751
- Energy $199
- Water $50
- Groceries $318
- Transport $320
- Healthcare $480
- Federal tax $521
- State tax $106
- Rent $985
- Energy $239
- Water $60
- Groceries $527
- Transport $420
- Healthcare $864
- Federal tax $752
- State tax $168
- Rent $1,187
- Energy $298
- Water $70
- Groceries $800
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $752
- State tax $168
Frequently asked questions about White County
Common questions about cost of living, rent and salary.
What is the average rent in White County?
In White County, IN, a one-bedroom apartment averages $751 per month, a two-bedroom averages $985 per month, a three-bedroom averages $1,187 per month, according to HUD Fair Market Rent data.
What is the average salary in White County?
In White County, IN, the average household income is $66,143 per year and individual earnings for full-time workers average $41,884 per year, according to U.S. Census Bureau data.
What is the cost of living in White County?
The estimated cost of living in White County, IN is approximately $2,745 per month for a single person, $4,015 for a couple, $6,345 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in White County?
The combined sales tax rate in White County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.
Is White County an affordable place to live?
Based on the data, a single person in White County, IN would need approximately $2,745 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,143 per year ($5,512 per month). White County is relatively affordable compared to the national average.
How much does healthcare cost in White County?
The ACA marketplace benchmark premium in White County, IN is approximately $480 per month for an individual. Approximately 7.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in White County?
The average home value in White County, IN is $163,000, with average annual property taxes of $865, according to U.S. Census Bureau data.
How does White County compare to other areas?
You can compare White County, IN with any other US county using our comparison tool at /compare. White County is in the Monticello, IN metro area.
Other counties in Indiana
Browse the full list of counties in Indiana, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP