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Virginia

Cost of living in Westmoreland County, VA

Estimated monthly cost
$2,965/mo
for a single person, all categories combined

Population 18,683 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $873 29%
Federal tax $505 17%
Healthcare $480 16%
Groceries $355 12%
Transport $320 11%
Energy $202 7%
State tax $175 6%
Water $55 2%

Rent in Westmoreland County

Fair Market Rents by bedroom count.

Studio
$868
per month
1 bedroom
$873
per month
2 bedroom
$1,078
per month
3 bedroom
$1,511
per month
4 bedroom
$1,690
per month

Source: HUD FMR FY2025

Income and earnings in Westmoreland County

Annual earnings figures from the Census ACS.

Household income
$59,766
per year
Individual earnings
$40,939
per year
Per capita
$37,305
per year

Source: ACS 2019-2023 5-Year.

Home values in Westmoreland County

Average values reported by homeowners.

Average home value
$244,000
Annual property tax
$1,506

Source: ACS 2019-2023 5-Year

Energy costs in Westmoreland County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Westmoreland County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Westmoreland County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Westmoreland County

Commute patterns and estimated costs.

Average commute
41.6 min
Drive alone
76.8%
Public transit
0.6%
Work from home
12.1%

Source: ACS

Monthly cost estimates for Westmoreland County

What it costs to live in Westmoreland County each month.

Single person
$2,965
per month
  • Rent $873
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $505
  • State tax $175
Couple
$4,170
per month
  • Rent $1,078
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $648
  • State tax $265
Family
$6,765
per month
  • Rent $1,511
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $648
  • State tax $265

Frequently asked questions about Westmoreland County

Common questions about cost of living, rent and salary.

What is the average rent in Westmoreland County?

In Westmoreland County, VA, a one-bedroom apartment averages $873 per month, a two-bedroom averages $1,078 per month, a three-bedroom averages $1,511 per month, according to HUD Fair Market Rent data.

What is the average salary in Westmoreland County?

In Westmoreland County, VA, the average household income is $59,766 per year and individual earnings for full-time workers average $40,939 per year, according to U.S. Census Bureau data.

What is the cost of living in Westmoreland County?

The estimated cost of living in Westmoreland County, VA is approximately $2,965 per month for a single person, $4,170 for a couple, $6,765 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Westmoreland County?

The combined sales tax rate in Westmoreland County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Westmoreland County an affordable place to live?

Based on the data, a single person in Westmoreland County, VA would need approximately $2,965 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,766 per year ($4,981 per month). Westmoreland County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Westmoreland County?

The ACA marketplace benchmark premium in Westmoreland County, VA is approximately $480 per month for an individual. Approximately 7.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Westmoreland County?

The average home value in Westmoreland County, VA is $244,000, with average annual property taxes of $1,506, according to U.S. Census Bureau data.

How does Westmoreland County compare to other areas?

You can compare Westmoreland County, VA with any other US county using our comparison tool at /compare. Westmoreland County is in Virginia.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Westmoreland County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources