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Fort Wayne, IN

Cost of living in Wells County, IN

Part of the Fort Wayne Metro Area

Estimated monthly cost
$2,675/mo
for a single person, all categories combined

Population 28,261 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $717 27%
Federal tax $489 18%
Healthcare $480 18%
Transport $320 12%
Groceries $318 12%
Energy $199 7%
State tax $102 4%
Water $50 2%

Rent in Wells County

Fair Market Rents by bedroom count.

Studio
$661
per month
1 bedroom
$717
per month
2 bedroom
$940
per month
3 bedroom
$1,133
per month
4 bedroom
$1,339
per month

Source: HUD FMR FY2025

Income and earnings in Wells County

Annual earnings figures from the Census ACS.

Household income
$69,741
per year
Individual earnings
$39,944
per year
Per capita
$35,280
per year

Source: ACS 2019-2023 5-Year.

Home values in Wells County

Average values reported by homeowners.

Average home value
$180,000
Annual property tax
$920

Source: ACS 2019-2023 5-Year

Energy costs in Wells County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Wells County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Wells County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Wells County

Commute patterns and estimated costs.

Average commute
23.2 min
Drive alone
85.9%
Public transit
0.2%
Work from home
5.9%

Source: ACS

Monthly cost estimates for Wells County

What it costs to live in Wells County each month.

Single person
$2,675
per month
  • Rent $717
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $489
  • State tax $102
Couple
$4,038
per month
  • Rent $940
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $811
  • State tax $177
Family
$6,359
per month
  • Rent $1,133
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $811
  • State tax $177

Frequently asked questions about Wells County

Common questions about cost of living, rent and salary.

What is the average rent in Wells County?

In Wells County, IN, a one-bedroom apartment averages $717 per month, a two-bedroom averages $940 per month, a three-bedroom averages $1,133 per month, according to HUD Fair Market Rent data.

What is the average salary in Wells County?

In Wells County, IN, the average household income is $69,741 per year and individual earnings for full-time workers average $39,944 per year, according to U.S. Census Bureau data.

What is the cost of living in Wells County?

The estimated cost of living in Wells County, IN is approximately $2,675 per month for a single person, $4,038 for a couple, $6,359 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Wells County?

The combined sales tax rate in Wells County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Wells County an affordable place to live?

Based on the data, a single person in Wells County, IN would need approximately $2,675 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,741 per year ($5,812 per month). Wells County is relatively affordable compared to the national average.

How much does healthcare cost in Wells County?

The ACA marketplace benchmark premium in Wells County, IN is approximately $480 per month for an individual. Approximately 6.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Wells County?

The average home value in Wells County, IN is $180,000, with average annual property taxes of $920, according to U.S. Census Bureau data.

How does Wells County compare to other areas?

You can compare Wells County, IN with any other US county using our comparison tool at /compare. Wells County is in the Fort Wayne, IN metro area.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Wells County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources