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Crestview-Fort Walton Beach-Destin, FL

Cost of living in Walton County, FL

Part of the Crestview Metro Area

Estimated monthly cost
$2,971/mo
for a single person, all categories combined

Population 79,846 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,093 37%
Federal tax $544 18%
Healthcare $480 16%
Groceries $352 12%
Transport $250 8%
Energy $197 7%
Water $55 2%
State tax $0 0%

Rent in Walton County

Fair Market Rents by bedroom count.

Studio
$953
per month
1 bedroom
$1,093
per month
2 bedroom
$1,210
per month
3 bedroom
$1,696
per month
4 bedroom
$2,032
per month

Source: HUD FMR FY2025

Income and earnings in Walton County

Annual earnings figures from the Census ACS.

Household income
$79,281
per year
Individual earnings
$43,289
per year
Per capita
$49,119
per year

Source: ACS 2019-2023 5-Year.

Home values in Walton County

Average values reported by homeowners.

Average home value
$376,400
Annual property tax
$1,709

Source: ACS 2019-2023 5-Year

Energy costs in Walton County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Walton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Walton County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Walton County

Commute patterns and estimated costs.

Average commute
29.0 min
Drive alone
69.8%
Public transit
0.2%
Work from home
14.8%

Source: ACS

Monthly cost estimates for Walton County

What it costs to live in Walton County each month.

Single person
$2,971
per month
  • Rent $1,093
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $250
  • Healthcare $480
  • Federal tax $544
  • State tax $0
Couple
$4,276
per month
  • Rent $1,210
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $350
  • Healthcare $864
  • Federal tax $968
  • State tax $0
Family
$6,920
per month
  • Rent $1,696
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $968
  • State tax $0

Frequently asked questions about Walton County

Common questions about cost of living, rent and salary.

What is the average rent in Walton County?

In Walton County, FL, a one-bedroom apartment averages $1,093 per month, a two-bedroom averages $1,210 per month, a three-bedroom averages $1,696 per month, according to HUD Fair Market Rent data.

What is the average salary in Walton County?

In Walton County, FL, the average household income is $79,281 per year and individual earnings for full-time workers average $43,289 per year, according to U.S. Census Bureau data.

What is the cost of living in Walton County?

The estimated cost of living in Walton County, FL is approximately $2,971 per month for a single person, $4,276 for a couple, $6,920 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Walton County?

The combined sales tax rate in Walton County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Walton County an affordable place to live?

Based on the data, a single person in Walton County, FL would need approximately $2,971 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $79,281 per year ($6,607 per month). Walton County is relatively affordable compared to the national average.

How much does healthcare cost in Walton County?

The ACA marketplace benchmark premium in Walton County, FL is approximately $480 per month for an individual. Approximately 14.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Walton County?

The average home value in Walton County, FL is $376,400, with average annual property taxes of $1,709, according to U.S. Census Bureau data.

How does Walton County compare to other areas?

You can compare Walton County, FL with any other US county using our comparison tool at /compare. Walton County is in the Crestview-Fort Walton Beach-Destin, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Walton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources