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Raleigh-Cary, NC

Cost of living in Raleigh, North Carolina

Wake County, NC

Part of the Raleigh Metro Area

Estimated monthly cost
$3,827/mo
for a single person, all categories combined

Population 1,151,009 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,592 42%
Federal tax $731 19%
Healthcare $480 13%
Groceries $327 9%
Transport $250 7%
State tax $205 5%
Energy $187 5%
Water $55 1%

Rent in Raleigh

Fair Market Rents by bedroom count.

Studio
$1,533
per month
1 bedroom
$1,592
per month
2 bedroom
$1,763
per month
3 bedroom
$2,192
per month
4 bedroom
$2,961
per month

Source: HUD FMR FY2025

Income and earnings in Raleigh

Annual earnings figures from the Census ACS.

Household income
$101,763
per year
Individual earnings
$54,712
per year
Per capita
$52,949
per year

Source: ACS 2019-2023 5-Year.

Home values in Raleigh

Average values reported by homeowners.

Average home value
$422,800
Annual property tax
$3,023

Source: ACS 2019-2023 5-Year

Energy costs in Raleigh

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Raleigh

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Raleigh

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Raleigh

Commute patterns and estimated costs.

Average commute
25.3 min
Drive alone
64.4%
Public transit
0.7%
Work from home
26.0%

Source: ACS

Monthly cost estimates for Raleigh

What it costs to live in Raleigh each month.

Single person
$3,827
per month
  • Rent $1,592
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $250
  • Healthcare $480
  • Federal tax $731
  • State tax $205
Couple
$5,526
per month
  • Rent $1,763
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $350
  • Healthcare $864
  • Federal tax $1,336
  • State tax $382
Family
$8,087
per month
  • Rent $2,192
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,336
  • State tax $382

Frequently asked questions about Raleigh

Common questions about cost of living, rent and salary.

What is the average rent in Raleigh?

In Raleigh, North Carolina, a one-bedroom apartment averages $1,592 per month, a two-bedroom averages $1,763 per month, a three-bedroom averages $2,192 per month, according to HUD Fair Market Rent data.

What is the average salary in Raleigh?

In Raleigh, North Carolina, the average household income is $101,763 per year and individual earnings for full-time workers average $54,712 per year, according to U.S. Census Bureau data.

What is the cost of living in Raleigh?

The estimated cost of living in Raleigh, North Carolina is approximately $3,827 per month for a single person, $5,526 for a couple, $8,087 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Raleigh?

The combined sales tax rate in Raleigh, North Carolina is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Raleigh an affordable place to live?

Based on the data, a single person in Raleigh, North Carolina would need approximately $3,827 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $101,763 per year ($8,480 per month). Raleigh is relatively affordable compared to the national average.

How much does healthcare cost in Raleigh?

The ACA marketplace benchmark premium in Raleigh, North Carolina is approximately $480 per month for an individual. Approximately 8.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Raleigh?

The average home value in Raleigh, North Carolina is $422,800, with average annual property taxes of $3,023, according to U.S. Census Bureau data.

How does Raleigh compare to other areas?

You can compare Raleigh, North Carolina with any other US county using our comparison tool at /compare. Raleigh is in the Raleigh-Cary, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Raleigh with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP