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Missouri

Cost of living in Vernon County, MO

Estimated monthly cost
$2,515/mo
for a single person, all categories combined

Population 19,713 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $684 27%
Healthcare $480 19%
Federal tax $360 14%
Transport $320 13%
Groceries $313 12%
Energy $194 8%
State tax $114 5%
Water $50 2%

Rent in Vernon County

Fair Market Rents by bedroom count.

Studio
$669
per month
1 bedroom
$684
per month
2 bedroom
$897
per month
3 bedroom
$1,096
per month
4 bedroom
$1,352
per month

Source: HUD FMR FY2025

Income and earnings in Vernon County

Annual earnings figures from the Census ACS.

Household income
$54,519
per year
Individual earnings
$32,095
per year
Per capita
$26,360
per year

Source: ACS 2019-2023 5-Year.

Home values in Vernon County

Average values reported by homeowners.

Average home value
$136,700
Annual property tax
$970

Source: ACS 2019-2023 5-Year

Energy costs in Vernon County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Vernon County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
15.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Vernon County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Vernon County

Commute patterns and estimated costs.

Average commute
20.1 min
Drive alone
73.4%
Public transit
0.1%
Work from home
11.6%

Source: ACS

Monthly cost estimates for Vernon County

What it costs to live in Vernon County each month.

Single person
$2,515
per month
  • Rent $684
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $360
  • State tax $114
Couple
$3,759
per month
  • Rent $897
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $562
  • State tax $204
Family
$6,080
per month
  • Rent $1,096
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $562
  • State tax $204

Frequently asked questions about Vernon County

Common questions about cost of living, rent and salary.

What is the average rent in Vernon County?

In Vernon County, MO, a one-bedroom apartment averages $684 per month, a two-bedroom averages $897 per month, a three-bedroom averages $1,096 per month, according to HUD Fair Market Rent data.

What is the average salary in Vernon County?

In Vernon County, MO, the average household income is $54,519 per year and individual earnings for full-time workers average $32,095 per year, according to U.S. Census Bureau data.

What is the cost of living in Vernon County?

The estimated cost of living in Vernon County, MO is approximately $2,515 per month for a single person, $3,759 for a couple, $6,080 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Vernon County?

The combined sales tax rate in Vernon County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Vernon County an affordable place to live?

Based on the data, a single person in Vernon County, MO would need approximately $2,515 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,519 per year ($4,543 per month). Vernon County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Vernon County?

The ACA marketplace benchmark premium in Vernon County, MO is approximately $480 per month for an individual. Approximately 15.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Vernon County?

The average home value in Vernon County, MO is $136,700, with average annual property taxes of $970, according to U.S. Census Bureau data.

How does Vernon County compare to other areas?

You can compare Vernon County, MO with any other US county using our comparison tool at /compare. Vernon County is in Missouri.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Vernon County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP