Cost of living in Oxnard, California
Ventura County, CA
Population 838,259 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Oxnard
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Oxnard
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Oxnard
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Oxnard
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Oxnard
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Oxnard
State and local tax rates for California.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Oxnard
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Oxnard
What it costs to live in Oxnard each month.
- Rent $2,147
- Energy $217
- Water $60
- Groceries $397
- Transport $320
- Healthcare $480
- Federal tax $599
- State tax $119
- Rent $2,569
- Energy $260
- Water $70
- Groceries $658
- Transport $420
- Healthcare $864
- Federal tax $1,427
- State tax $553
- Rent $3,505
- Energy $326
- Water $85
- Groceries $998
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,427
- State tax $553
Frequently asked questions about Oxnard
Common questions about cost of living, rent and salary.
What is the average rent in Oxnard?
In Oxnard, California, a one-bedroom apartment averages $2,147 per month, a two-bedroom averages $2,569 per month, a three-bedroom averages $3,505 per month, according to HUD Fair Market Rent data.
What is the average salary in Oxnard?
In Oxnard, California, the average household income is $107,327 per year and individual earnings for full-time workers average $46,670 per year, according to U.S. Census Bureau data.
What is the cost of living in Oxnard?
The estimated cost of living in Oxnard, California is approximately $4,339 per month for a single person, $6,821 for a couple, $9,964 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Oxnard?
The combined sales tax rate in Oxnard, California is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.
Is Oxnard an affordable place to live?
Based on the data, a single person in Oxnard, California would need approximately $4,339 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $107,327 per year ($8,944 per month). Oxnard is relatively affordable compared to the national average.
How much does healthcare cost in Oxnard?
The ACA marketplace benchmark premium in Oxnard, California is approximately $480 per month for an individual. Approximately 7.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Oxnard?
The average home value in Oxnard, California is $768,400, with average annual property taxes of $5,326, according to U.S. Census Bureau data.
How does Oxnard compare to other areas?
You can compare Oxnard, California with any other US county using our comparison tool at /compare. Oxnard is in the Oxnard-Thousand Oaks-Ventura, CA metro area.
Other counties in California
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP