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Evansville, IN

Cost of living in Vanderburgh County, IN

Part of the Evansville Metro Area

Estimated monthly cost
$2,738/mo
for a single person, all categories combined

Population 179,908 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $821 30%
Healthcare $480 18%
Federal tax $454 17%
Transport $320 12%
Groceries $318 12%
Energy $199 7%
State tax $96 4%
Water $50 2%

Rent in Vanderburgh County

Fair Market Rents by bedroom count.

Studio
$780
per month
1 bedroom
$821
per month
2 bedroom
$1,054
per month
3 bedroom
$1,300
per month
4 bedroom
$1,473
per month

Source: HUD FMR FY2025

Income and earnings in Vanderburgh County

Annual earnings figures from the Census ACS.

Household income
$60,938
per year
Individual earnings
$37,793
per year
Per capita
$35,369
per year

Source: ACS 2019-2023 5-Year.

Home values in Vanderburgh County

Average values reported by homeowners.

Average home value
$172,300
Annual property tax
$1,420

Source: ACS 2019-2023 5-Year

Energy costs in Vanderburgh County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Vanderburgh County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Vanderburgh County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Vanderburgh County

Commute patterns and estimated costs.

Average commute
19.8 min
Drive alone
80.6%
Public transit
0.9%
Work from home
6.0%

Source: ACS

Monthly cost estimates for Vanderburgh County

What it costs to live in Vanderburgh County each month.

Single person
$2,738
per month
  • Rent $821
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $454
  • State tax $96
Couple
$3,986
per month
  • Rent $1,054
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $667
  • State tax $155
Family
$6,360
per month
  • Rent $1,300
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $667
  • State tax $155

Frequently asked questions about Vanderburgh County

Common questions about cost of living, rent and salary.

What is the average rent in Vanderburgh County?

In Vanderburgh County, IN, a one-bedroom apartment averages $821 per month, a two-bedroom averages $1,054 per month, a three-bedroom averages $1,300 per month, according to HUD Fair Market Rent data.

What is the average salary in Vanderburgh County?

In Vanderburgh County, IN, the average household income is $60,938 per year and individual earnings for full-time workers average $37,793 per year, according to U.S. Census Bureau data.

What is the cost of living in Vanderburgh County?

The estimated cost of living in Vanderburgh County, IN is approximately $2,738 per month for a single person, $3,986 for a couple, $6,360 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Vanderburgh County?

The combined sales tax rate in Vanderburgh County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Vanderburgh County an affordable place to live?

Based on the data, a single person in Vanderburgh County, IN would need approximately $2,738 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,938 per year ($5,078 per month). Vanderburgh County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Vanderburgh County?

The ACA marketplace benchmark premium in Vanderburgh County, IN is approximately $480 per month for an individual. Approximately 7.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Vanderburgh County?

The average home value in Vanderburgh County, IN is $172,300, with average annual property taxes of $1,420, according to U.S. Census Bureau data.

How does Vanderburgh County compare to other areas?

You can compare Vanderburgh County, IN with any other US county using our comparison tool at /compare. Vanderburgh County is in the Evansville, IN metro area.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Vanderburgh County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources