Cost of living in Vance County, NC
Population 42,361 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Vance County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Vance County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Vance County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Vance County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Vance County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Vance County
State and local tax rates for North Carolina.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Vance County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Vance County
What it costs to live in Vance County each month.
- Rent $779
- Energy $187
- Water $55
- Groceries $327
- Transport $320
- Healthcare $480
- Federal tax $364
- State tax $121
- Rent $1,022
- Energy $224
- Water $65
- Groceries $542
- Transport $420
- Healthcare $864
- Federal tax $447
- State tax $176
- Rent $1,250
- Energy $280
- Water $75
- Groceries $822
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $447
- State tax $176
Frequently asked questions about Vance County
Common questions about cost of living, rent and salary.
What is the average rent in Vance County?
In Vance County, NC, a one-bedroom apartment averages $779 per month, a two-bedroom averages $1,022 per month, a three-bedroom averages $1,250 per month, according to HUD Fair Market Rent data.
What is the average salary in Vance County?
In Vance County, NC, the average household income is $46,943 per year and individual earnings for full-time workers average $32,337 per year, according to U.S. Census Bureau data.
What is the cost of living in Vance County?
The estimated cost of living in Vance County, NC is approximately $2,633 per month for a single person, $3,760 for a couple, $6,120 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Vance County?
The combined sales tax rate in Vance County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.
Is Vance County an affordable place to live?
Based on the data, a single person in Vance County, NC would need approximately $2,633 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $46,943 per year ($3,912 per month). Vance County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Vance County?
The ACA marketplace benchmark premium in Vance County, NC is approximately $480 per month for an individual. Approximately 12.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Vance County?
The average home value in Vance County, NC is $146,300, with average annual property taxes of $1,179, according to U.S. Census Bureau data.
How does Vance County compare to other areas?
You can compare Vance County, NC with any other US county using our comparison tool at /compare. Vance County is in the Henderson, NC metro area.
Other counties in North Carolina
Browse the full list of counties in North Carolina, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP