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Nebraska

Cost of living in Valley County, NE

Estimated monthly cost
$2,630/mo
for a single person, all categories combined

Population 4,094 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $703 27%
Healthcare $480 18%
Federal tax $446 17%
Groceries $320 12%
Transport $320 12%
Energy $185 7%
State tax $126 5%
Water $50 2%

Rent in Valley County

Fair Market Rents by bedroom count.

Studio
$622
per month
1 bedroom
$703
per month
2 bedroom
$907
per month
3 bedroom
$1,093
per month
4 bedroom
$1,204
per month

Source: HUD FMR FY2025

Income and earnings in Valley County

Annual earnings figures from the Census ACS.

Household income
$58,902
per year
Individual earnings
$37,323
per year
Per capita
$38,033
per year

Source: ACS 2019-2023 5-Year.

Home values in Valley County

Average values reported by homeowners.

Average home value
$122,200
Annual property tax
$1,897

Source: ACS 2019-2023 5-Year

Energy costs in Valley County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Valley County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Valley County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Valley County

Commute patterns and estimated costs.

Average commute
15.1 min
Drive alone
82.6%
Public transit
0.0%
Work from home
4.1%

Source: ACS

Monthly cost estimates for Valley County

What it costs to live in Valley County each month.

Single person
$2,630
per month
  • Rent $703
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $446
  • State tax $126
Couple
$3,868
per month
  • Rent $907
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $634
  • State tax $231
Family
$6,181
per month
  • Rent $1,093
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $634
  • State tax $231

Frequently asked questions about Valley County

Common questions about cost of living, rent and salary.

What is the average rent in Valley County?

In Valley County, NE, a one-bedroom apartment averages $703 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,093 per month, according to HUD Fair Market Rent data.

What is the average salary in Valley County?

In Valley County, NE, the average household income is $58,902 per year and individual earnings for full-time workers average $37,323 per year, according to U.S. Census Bureau data.

What is the cost of living in Valley County?

The estimated cost of living in Valley County, NE is approximately $2,630 per month for a single person, $3,868 for a couple, $6,181 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Valley County?

The combined sales tax rate in Valley County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Valley County an affordable place to live?

Based on the data, a single person in Valley County, NE would need approximately $2,630 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,902 per year ($4,909 per month). Valley County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Valley County?

The ACA marketplace benchmark premium in Valley County, NE is approximately $480 per month for an individual. Approximately 6.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Valley County?

The average home value in Valley County, NE is $122,200, with average annual property taxes of $1,897, according to U.S. Census Bureau data.

How does Valley County compare to other areas?

You can compare Valley County, NE with any other US county using our comparison tool at /compare. Valley County is in Nebraska.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Valley County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP