Cost of living in Valley County, MT
Population 7,540 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Valley County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Valley County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Valley County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Valley County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Valley County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Valley County
State and local tax rates for Montana.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Valley County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Valley County
What it costs to live in Valley County each month.
- Rent $886
- Energy $160
- Water $60
- Groceries $334
- Transport $250
- Healthcare $480
- Federal tax $407
- State tax $151
- Rent $1,163
- Energy $192
- Water $70
- Groceries $553
- Transport $350
- Healthcare $864
- Federal tax $726
- State tax $297
- Rent $1,479
- Energy $240
- Water $85
- Groceries $840
- Transport $450
- Healthcare $1,350
- Childcare $1,200
- Federal tax $726
- State tax $297
Frequently asked questions about Valley County
Common questions about cost of living, rent and salary.
What is the average rent in Valley County?
In Valley County, MT, a one-bedroom apartment averages $886 per month, a two-bedroom averages $1,163 per month, a three-bedroom averages $1,479 per month, according to HUD Fair Market Rent data.
What is the average salary in Valley County?
In Valley County, MT, the average household income is $64,515 per year and individual earnings for full-time workers average $34,952 per year, according to U.S. Census Bureau data.
What is the cost of living in Valley County?
The estimated cost of living in Valley County, MT is approximately $2,728 per month for a single person, $4,215 for a couple, $6,667 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Valley County?
The combined sales tax rate in Valley County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.
Is Valley County an affordable place to live?
Based on the data, a single person in Valley County, MT would need approximately $2,728 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,515 per year ($5,376 per month). Valley County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Valley County?
The ACA marketplace benchmark premium in Valley County, MT is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Valley County?
The average home value in Valley County, MT is $198,600, with average annual property taxes of $2,185, according to U.S. Census Bureau data.
How does Valley County compare to other areas?
You can compare Valley County, MT with any other US county using our comparison tool at /compare. Valley County is in Montana.
Other counties in Montana
Browse the full list of counties in Montana, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP