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Tulsa, OK

Cost of living in Tulsa, Oklahoma

Tulsa County, OK

Part of the Tulsa Metro Area

Estimated monthly cost
$2,962/mo
for a single person, all categories combined

Population 673,708 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $950 32%
Federal tax $502 17%
Healthcare $480 16%
Transport $320 11%
Groceries $310 10%
Energy $184 6%
State tax $161 5%
Water $55 2%

Rent in Tulsa

Fair Market Rents by bedroom count.

Studio
$890
per month
1 bedroom
$950
per month
2 bedroom
$1,179
per month
3 bedroom
$1,555
per month
4 bedroom
$1,796
per month

Source: HUD FMR FY2025

Income and earnings in Tulsa

Annual earnings figures from the Census ACS.

Household income
$67,317
per year
Individual earnings
$40,760
per year
Per capita
$39,673
per year

Source: ACS 2019-2023 5-Year.

Home values in Tulsa

Average values reported by homeowners.

Average home value
$213,500
Annual property tax
$2,161

Source: ACS 2019-2023 5-Year

Energy costs in Tulsa

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 13¢/kWh
Natural gas
$48
per month
Annual total
$2,208
per year

Source: EIA

Healthcare in Tulsa

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Tulsa

State and local tax rates for Oklahoma.

State income tax
4.8%
Flat rate
State sales tax
4.5%
Combined sales tax
9.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Tulsa

Commute patterns and estimated costs.

Average commute
20.1 min
Drive alone
77.2%
Public transit
0.4%
Work from home
10.3%

Source: ACS

Monthly cost estimates for Tulsa

What it costs to live in Tulsa each month.

Single person
$2,962
per month
  • Rent $950
  • Energy $184
  • Water $55
  • Groceries $310
  • Transport $320
  • Healthcare $480
  • Federal tax $502
  • State tax $161
Couple
$4,301
per month
  • Rent $1,179
  • Energy $221
  • Water $65
  • Groceries $514
  • Transport $420
  • Healthcare $864
  • Federal tax $772
  • State tax $266
Family
$6,793
per month
  • Rent $1,555
  • Energy $276
  • Water $75
  • Groceries $779
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $772
  • State tax $266

Frequently asked questions about Tulsa

Common questions about cost of living, rent and salary.

What is the average rent in Tulsa?

In Tulsa, Oklahoma, a one-bedroom apartment averages $950 per month, a two-bedroom averages $1,179 per month, a three-bedroom averages $1,555 per month, according to HUD Fair Market Rent data.

What is the average salary in Tulsa?

In Tulsa, Oklahoma, the average household income is $67,317 per year and individual earnings for full-time workers average $40,760 per year, according to U.S. Census Bureau data.

What is the cost of living in Tulsa?

The estimated cost of living in Tulsa, Oklahoma is approximately $2,962 per month for a single person, $4,301 for a couple, $6,793 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Tulsa?

The combined sales tax rate in Tulsa, Oklahoma is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.

Is Tulsa an affordable place to live?

Based on the data, a single person in Tulsa, Oklahoma would need approximately $2,962 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,317 per year ($5,610 per month). Tulsa has a moderate cost of living relative to local earnings.

How much does healthcare cost in Tulsa?

The ACA marketplace benchmark premium in Tulsa, Oklahoma is approximately $480 per month for an individual. Approximately 13.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Tulsa?

The average home value in Tulsa, Oklahoma is $213,500, with average annual property taxes of $2,161, according to U.S. Census Bureau data.

How does Tulsa compare to other areas?

You can compare Tulsa, Oklahoma with any other US county using our comparison tool at /compare. Tulsa is in the Tulsa, OK metro area.

Other counties in Oklahoma

Browse the full list of counties in Oklahoma, ranked by cost of living.

See all counties in Oklahoma

Compare Tulsa with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources