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Georgia

Cost of living in Towns County, GA

Estimated monthly cost
$2,534/mo
for a single person, all categories combined

Population 12,739 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $817 32%
Healthcare $480 19%
Groceries $324 13%
Federal tax $279 11%
Transport $250 10%
Energy $205 8%
State tax $124 5%
Water $55 2%

Rent in Towns County

Fair Market Rents by bedroom count.

Studio
$773
per month
1 bedroom
$817
per month
2 bedroom
$905
per month
3 bedroom
$1,268
per month
4 bedroom
$1,520
per month

Source: HUD FMR FY2025

Income and earnings in Towns County

Annual earnings figures from the Census ACS.

Household income
$58,400
per year
Individual earnings
$27,115
per year
Per capita
$39,773
per year

Source: ACS 2019-2023 5-Year.

Home values in Towns County

Average values reported by homeowners.

Average home value
$311,900
Annual property tax
$1,139

Source: ACS 2019-2023 5-Year

Energy costs in Towns County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Towns County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Towns County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Towns County

Commute patterns and estimated costs.

Average commute
21.7 min
Drive alone
69.2%
Public transit
0.0%
Work from home
10.9%

Source: ACS

Monthly cost estimates for Towns County

What it costs to live in Towns County each month.

Single person
$2,534
per month
  • Rent $817
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $250
  • Healthcare $480
  • Federal tax $279
  • State tax $124
Couple
$3,860
per month
  • Rent $905
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $350
  • Healthcare $864
  • Federal tax $626
  • State tax $267
Family
$6,359
per month
  • Rent $1,268
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $626
  • State tax $267

Frequently asked questions about Towns County

Common questions about cost of living, rent and salary.

What is the average rent in Towns County?

In Towns County, GA, a one-bedroom apartment averages $817 per month, a two-bedroom averages $905 per month, a three-bedroom averages $1,268 per month, according to HUD Fair Market Rent data.

What is the average salary in Towns County?

In Towns County, GA, the average household income is $58,400 per year and individual earnings for full-time workers average $27,115 per year, according to U.S. Census Bureau data.

What is the cost of living in Towns County?

The estimated cost of living in Towns County, GA is approximately $2,534 per month for a single person, $3,860 for a couple, $6,359 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Towns County?

The combined sales tax rate in Towns County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Towns County an affordable place to live?

Based on the data, a single person in Towns County, GA would need approximately $2,534 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,400 per year ($4,867 per month). Towns County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Towns County?

The ACA marketplace benchmark premium in Towns County, GA is approximately $480 per month for an individual. Approximately 13.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Towns County?

The average home value in Towns County, GA is $311,900, with average annual property taxes of $1,139, according to U.S. Census Bureau data.

How does Towns County compare to other areas?

You can compare Towns County, GA with any other US county using our comparison tool at /compare. Towns County is in Georgia.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Towns County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP