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North Dakota

Cost of living in Towner County, ND

Estimated monthly cost
$2,812/mo
for a single person, all categories combined

Population 2,113 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $758 27%
Federal tax $606 22%
Healthcare $480 17%
Groceries $322 11%
Transport $320 11%
Energy $199 7%
State tax $77 3%
Water $50 2%

Rent in Towner County

Fair Market Rents by bedroom count.

Studio
$753
per month
1 bedroom
$758
per month
2 bedroom
$928
per month
3 bedroom
$1,300
per month
4 bedroom
$1,558
per month

Source: HUD FMR FY2025

Income and earnings in Towner County

Annual earnings figures from the Census ACS.

Household income
$63,017
per year
Individual earnings
$47,083
per year
Per capita
$36,218
per year

Source: ACS 2019-2023 5-Year.

Home values in Towner County

Average values reported by homeowners.

Average home value
$122,800
Annual property tax
$1,078

Source: ACS 2019-2023 5-Year

Energy costs in Towner County

Estimated monthly electricity and gas costs.

Electricity
$139
per month · 12.6¢/kWh
Natural gas
$60
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Towner County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Towner County

State and local tax rates for North Dakota.

State income tax
1.9%
Flat rate
State sales tax
5.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Towner County

Commute patterns and estimated costs.

Average commute
14.5 min
Drive alone
80.3%
Public transit
0.0%
Work from home
7.9%

Source: ACS

Monthly cost estimates for Towner County

What it costs to live in Towner County each month.

Single person
$2,812
per month
  • Rent $758
  • Energy $199
  • Water $50
  • Groceries $322
  • Transport $320
  • Healthcare $480
  • Federal tax $606
  • State tax $77
Couple
$3,848
per month
  • Rent $928
  • Energy $239
  • Water $60
  • Groceries $534
  • Transport $420
  • Healthcare $864
  • Federal tax $701
  • State tax $102
Family
$6,351
per month
  • Rent $1,300
  • Energy $298
  • Water $70
  • Groceries $810
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $701
  • State tax $102

Frequently asked questions about Towner County

Common questions about cost of living, rent and salary.

What is the average rent in Towner County?

In Towner County, ND, a one-bedroom apartment averages $758 per month, a two-bedroom averages $928 per month, a three-bedroom averages $1,300 per month, according to HUD Fair Market Rent data.

What is the average salary in Towner County?

In Towner County, ND, the average household income is $63,017 per year and individual earnings for full-time workers average $47,083 per year, according to U.S. Census Bureau data.

What is the cost of living in Towner County?

The estimated cost of living in Towner County, ND is approximately $2,812 per month for a single person, $3,848 for a couple, $6,351 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Towner County?

The combined sales tax rate in Towner County, ND is 6.97%, which includes the North Dakota state rate of 5.00% plus an average local rate of 1.97%.

Is Towner County an affordable place to live?

Based on the data, a single person in Towner County, ND would need approximately $2,812 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,017 per year ($5,251 per month). Towner County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Towner County?

The ACA marketplace benchmark premium in Towner County, ND is approximately $480 per month for an individual. Approximately 5.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Towner County?

The average home value in Towner County, ND is $122,800, with average annual property taxes of $1,078, according to U.S. Census Bureau data.

How does Towner County compare to other areas?

You can compare Towner County, ND with any other US county using our comparison tool at /compare. Towner County is in North Dakota.

Other counties in North Dakota

Browse the full list of counties in North Dakota, ranked by cost of living.

See all counties in North Dakota

Compare Towner County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources