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Montana

Cost of living in Toole County, MT

Estimated monthly cost
$2,966/mo
for a single person, all categories combined

Population 5,028 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,013 34%
Healthcare $480 16%
Federal tax $438 15%
Groceries $334 11%
Transport $320 11%
State tax $161 5%
Energy $160 5%
Water $60 2%

Rent in Toole County

Fair Market Rents by bedroom count.

Studio
$875
per month
1 bedroom
$1,013
per month
2 bedroom
$1,192
per month
3 bedroom
$1,670
per month
4 bedroom
$1,902
per month

Source: HUD FMR FY2025

Income and earnings in Toole County

Annual earnings figures from the Census ACS.

Household income
$53,693
per year
Individual earnings
$36,822
per year
Per capita
$29,977
per year

Source: ACS 2019-2023 5-Year.

Home values in Toole County

Average values reported by homeowners.

Average home value
$187,400
Annual property tax
$1,805

Source: ACS 2019-2023 5-Year

Energy costs in Toole County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Toole County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Toole County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Toole County

Commute patterns and estimated costs.

Average commute
15.0 min
Drive alone
72.3%
Public transit
1.3%
Work from home
9.7%

Source: ACS

Monthly cost estimates for Toole County

What it costs to live in Toole County each month.

Single person
$2,966
per month
  • Rent $1,013
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $438
  • State tax $161
Couple
$4,083
per month
  • Rent $1,192
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $549
  • State tax $243
Family
$6,697
per month
  • Rent $1,670
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $549
  • State tax $243

Frequently asked questions about Toole County

Common questions about cost of living, rent and salary.

What is the average rent in Toole County?

In Toole County, MT, a one-bedroom apartment averages $1,013 per month, a two-bedroom averages $1,192 per month, a three-bedroom averages $1,670 per month, according to HUD Fair Market Rent data.

What is the average salary in Toole County?

In Toole County, MT, the average household income is $53,693 per year and individual earnings for full-time workers average $36,822 per year, according to U.S. Census Bureau data.

What is the cost of living in Toole County?

The estimated cost of living in Toole County, MT is approximately $2,966 per month for a single person, $4,083 for a couple, $6,697 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Toole County?

The combined sales tax rate in Toole County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Toole County an affordable place to live?

Based on the data, a single person in Toole County, MT would need approximately $2,966 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,693 per year ($4,474 per month). Toole County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Toole County?

The ACA marketplace benchmark premium in Toole County, MT is approximately $480 per month for an individual. Approximately 7.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Toole County?

The average home value in Toole County, MT is $187,400, with average annual property taxes of $1,805, according to U.S. Census Bureau data.

How does Toole County compare to other areas?

You can compare Toole County, MT with any other US county using our comparison tool at /compare. Toole County is in Montana.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Toole County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources