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South Dakota

Cost of living in Todd County, SD

Estimated monthly cost
$2,527/mo
for a single person, all categories combined

Population 9,293 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $788 31%
Healthcare $480 19%
Federal tax $365 14%
Groceries $324 13%
Transport $320 13%
Energy $200 8%
Water $50 2%
State tax $0 0%

Rent in Todd County

Fair Market Rents by bedroom count.

Studio
$598
per month
1 bedroom
$788
per month
2 bedroom
$872
per month
3 bedroom
$1,173
per month
4 bedroom
$1,360
per month

Source: HUD FMR FY2025

Income and earnings in Todd County

Annual earnings figures from the Census ACS.

Household income
$39,148
per year
Individual earnings
$32,364
per year
Per capita
$13,849
per year

Source: ACS 2019-2023 5-Year.

Home values in Todd County

Average values reported by homeowners.

Average home value
$45,200
Annual property tax
$1,006

Source: ACS 2019-2023 5-Year

Energy costs in Todd County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in Todd County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
23.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Todd County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Todd County

Commute patterns and estimated costs.

Average commute
17.3 min
Drive alone
73.5%
Public transit
0.3%
Work from home
3.8%

Source: ACS

Monthly cost estimates for Todd County

What it costs to live in Todd County each month.

Single person
$2,527
per month
  • Rent $788
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $365
  • State tax $0
Couple
$3,325
per month
  • Rent $872
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $332
  • State tax $0
Family
$5,760
per month
  • Rent $1,173
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $332
  • State tax $0

Frequently asked questions about Todd County

Common questions about cost of living, rent and salary.

What is the average rent in Todd County?

In Todd County, SD, a one-bedroom apartment averages $788 per month, a two-bedroom averages $872 per month, a three-bedroom averages $1,173 per month, according to HUD Fair Market Rent data.

What is the average salary in Todd County?

In Todd County, SD, the average household income is $39,148 per year and individual earnings for full-time workers average $32,364 per year, according to U.S. Census Bureau data.

What is the cost of living in Todd County?

The estimated cost of living in Todd County, SD is approximately $2,527 per month for a single person, $3,325 for a couple, $5,760 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Todd County?

The combined sales tax rate in Todd County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is Todd County an affordable place to live?

Based on the data, a single person in Todd County, SD would need approximately $2,527 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $39,148 per year ($3,262 per month). Todd County has a high cost of living relative to local earnings.

How much does healthcare cost in Todd County?

The ACA marketplace benchmark premium in Todd County, SD is approximately $480 per month for an individual. Approximately 23.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Todd County?

The average home value in Todd County, SD is $45,200, with average annual property taxes of $1,006, according to U.S. Census Bureau data.

How does Todd County compare to other areas?

You can compare Todd County, SD with any other US county using our comparison tool at /compare. Todd County is in South Dakota.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare Todd County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources