Cost of living in Todd County, KY
Population 12,330 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Todd County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Todd County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Todd County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Todd County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Todd County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Todd County
State and local tax rates for Kentucky.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Todd County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Todd County
What it costs to live in Todd County each month.
- Rent $661
- Energy $194
- Water $55
- Groceries $312
- Transport $320
- Healthcare $480
- Federal tax $505
- State tax $136
- Rent $867
- Energy $233
- Water $65
- Groceries $517
- Transport $420
- Healthcare $864
- Federal tax $615
- State tax $193
- Rent $1,138
- Energy $291
- Water $75
- Groceries $784
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $615
- State tax $193
Frequently asked questions about Todd County
Common questions about cost of living, rent and salary.
What is the average rent in Todd County?
In Todd County, KY, a one-bedroom apartment averages $661 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,138 per month, according to HUD Fair Market Rent data.
What is the average salary in Todd County?
In Todd County, KY, the average household income is $57,759 per year and individual earnings for full-time workers average $40,935 per year, according to U.S. Census Bureau data.
What is the cost of living in Todd County?
The estimated cost of living in Todd County, KY is approximately $2,663 per month for a single person, $3,774 for a couple, $6,166 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Todd County?
The combined sales tax rate in Todd County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.
Is Todd County an affordable place to live?
Based on the data, a single person in Todd County, KY would need approximately $2,663 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,759 per year ($4,813 per month). Todd County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Todd County?
The ACA marketplace benchmark premium in Todd County, KY is approximately $480 per month for an individual. Approximately 18.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Todd County?
The average home value in Todd County, KY is $157,400, with average annual property taxes of $870, according to U.S. Census Bureau data.
How does Todd County compare to other areas?
You can compare Todd County, KY with any other US county using our comparison tool at /compare. Todd County is in Kentucky.
Other counties in Kentucky
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP