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Nebraska

Cost of living in Thomas County, NE

Estimated monthly cost
$2,723/mo
for a single person, all categories combined

Population 626 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $691 25%
Federal tax $581 21%
Healthcare $480 18%
Groceries $320 12%
Transport $250 9%
Energy $185 7%
State tax $166 6%
Water $50 2%

Rent in Thomas County

Fair Market Rents by bedroom count.

Studio
$622
per month
1 bedroom
$691
per month
2 bedroom
$907
per month
3 bedroom
$1,129
per month
4 bedroom
$1,204
per month

Source: HUD FMR FY2025

Income and earnings in Thomas County

Annual earnings figures from the Census ACS.

Household income
$72,708
per year
Individual earnings
$45,573
per year
Per capita
$42,157
per year

Source: ACS 2019-2023 5-Year.

Home values in Thomas County

Average values reported by homeowners.

Average home value
$113,000
Annual property tax
$1,228

Source: ACS 2019-2023 5-Year

Energy costs in Thomas County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Thomas County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Thomas County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Thomas County

Commute patterns and estimated costs.

Average commute
16.9 min
Drive alone
66.2%
Public transit
0.0%
Work from home
11.7%

Source: ACS

Monthly cost estimates for Thomas County

What it costs to live in Thomas County each month.

Single person
$2,723
per month
  • Rent $691
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $250
  • Healthcare $480
  • Federal tax $581
  • State tax $166
Couple
$4,091
per month
  • Rent $907
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $350
  • Healthcare $864
  • Federal tax $860
  • State tax $298
Family
$6,440
per month
  • Rent $1,129
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $860
  • State tax $298

Frequently asked questions about Thomas County

Common questions about cost of living, rent and salary.

What is the average rent in Thomas County?

In Thomas County, NE, a one-bedroom apartment averages $691 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,129 per month, according to HUD Fair Market Rent data.

What is the average salary in Thomas County?

In Thomas County, NE, the average household income is $72,708 per year and individual earnings for full-time workers average $45,573 per year, according to U.S. Census Bureau data.

What is the cost of living in Thomas County?

The estimated cost of living in Thomas County, NE is approximately $2,723 per month for a single person, $4,091 for a couple, $6,440 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Thomas County?

The combined sales tax rate in Thomas County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Thomas County an affordable place to live?

Based on the data, a single person in Thomas County, NE would need approximately $2,723 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,708 per year ($6,059 per month). Thomas County is relatively affordable compared to the national average.

How much does healthcare cost in Thomas County?

The ACA marketplace benchmark premium in Thomas County, NE is approximately $480 per month for an individual. Approximately 4.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Thomas County?

The average home value in Thomas County, NE is $113,000, with average annual property taxes of $1,228, according to U.S. Census Bureau data.

How does Thomas County compare to other areas?

You can compare Thomas County, NE with any other US county using our comparison tool at /compare. Thomas County is in Nebraska.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Thomas County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources