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Easton, MD

Cost of living in Talbot County, MD

Estimated monthly cost
$3,503/mo
for a single person, all categories combined

Population 37,707 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,257 36%
Federal tax $620 18%
Healthcare $480 14%
Groceries $382 11%
Transport $320 9%
Energy $204 6%
State tax $185 5%
Water $55 2%

Rent in Talbot County

Fair Market Rents by bedroom count.

Studio
$1,210
per month
1 bedroom
$1,257
per month
2 bedroom
$1,392
per month
3 bedroom
$1,951
per month
4 bedroom
$2,338
per month

Source: HUD FMR FY2025

Income and earnings in Talbot County

Annual earnings figures from the Census ACS.

Household income
$84,378
per year
Individual earnings
$47,953
per year
Per capita
$53,527
per year

Source: ACS 2019-2023 5-Year.

Home values in Talbot County

Average values reported by homeowners.

Average home value
$398,300
Annual property tax
$2,623

Source: ACS 2019-2023 5-Year

Energy costs in Talbot County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 16.7¢/kWh
Natural gas
$54
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Talbot County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Talbot County

State and local tax rates for Maryland.

State income tax
5.8%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Talbot County

Commute patterns and estimated costs.

Average commute
25.8 min
Drive alone
72.7%
Public transit
0.6%
Work from home
14.3%

Source: ACS

Monthly cost estimates for Talbot County

What it costs to live in Talbot County each month.

Single person
$3,503
per month
  • Rent $1,257
  • Energy $204
  • Water $55
  • Groceries $382
  • Transport $320
  • Healthcare $480
  • Federal tax $620
  • State tax $185
Couple
$5,000
per month
  • Rent $1,392
  • Energy $245
  • Water $65
  • Groceries $633
  • Transport $420
  • Healthcare $864
  • Federal tax $1,051
  • State tax $330
Family
$7,743
per month
  • Rent $1,951
  • Energy $306
  • Water $75
  • Groceries $960
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,051
  • State tax $330

Frequently asked questions about Talbot County

Common questions about cost of living, rent and salary.

What is the average rent in Talbot County?

In Talbot County, MD, a one-bedroom apartment averages $1,257 per month, a two-bedroom averages $1,392 per month, a three-bedroom averages $1,951 per month, according to HUD Fair Market Rent data.

What is the average salary in Talbot County?

In Talbot County, MD, the average household income is $84,378 per year and individual earnings for full-time workers average $47,953 per year, according to U.S. Census Bureau data.

What is the cost of living in Talbot County?

The estimated cost of living in Talbot County, MD is approximately $3,503 per month for a single person, $5,000 for a couple, $7,743 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Talbot County?

The combined sales tax rate in Talbot County, MD is 6.00%, which includes the Maryland state rate of 6.00% plus an average local rate of 0.00%.

Is Talbot County an affordable place to live?

Based on the data, a single person in Talbot County, MD would need approximately $3,503 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $84,378 per year ($7,032 per month). Talbot County is relatively affordable compared to the national average.

How much does healthcare cost in Talbot County?

The ACA marketplace benchmark premium in Talbot County, MD is approximately $480 per month for an individual. Approximately 4.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Talbot County?

The average home value in Talbot County, MD is $398,300, with average annual property taxes of $2,623, according to U.S. Census Bureau data.

How does Talbot County compare to other areas?

You can compare Talbot County, MD with any other US county using our comparison tool at /compare. Talbot County is in the Easton, MD metro area.

Other counties in Maryland

Browse the full list of counties in Maryland, ranked by cost of living.

See all counties in Maryland

Compare Talbot County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources