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Minnesota

Cost of living in Swift County, MN

Estimated monthly cost
$2,828/mo
for a single person, all categories combined

Population 9,787 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 25%
Federal tax $534 19%
Healthcare $480 17%
Groceries $340 12%
Transport $320 11%
State tax $206 7%
Energy $187 7%
Water $50 2%

Rent in Swift County

Fair Market Rents by bedroom count.

Studio
$640
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,185
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Swift County

Annual earnings figures from the Census ACS.

Household income
$62,601
per year
Individual earnings
$42,696
per year
Per capita
$36,519
per year

Source: ACS 2019-2023 5-Year.

Home values in Swift County

Average values reported by homeowners.

Average home value
$147,100
Annual property tax
$1,258

Source: ACS 2019-2023 5-Year

Energy costs in Swift County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Swift County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Swift County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Swift County

Commute patterns and estimated costs.

Average commute
21.1 min
Drive alone
76.9%
Public transit
0.0%
Work from home
7.3%

Source: ACS

Monthly cost estimates for Swift County

What it costs to live in Swift County each month.

Single person
$2,828
per month
  • Rent $711
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $534
  • State tax $206
Couple
$4,076
per month
  • Rent $933
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $694
  • State tax $318
Family
$6,472
per month
  • Rent $1,185
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $694
  • State tax $318

Frequently asked questions about Swift County

Common questions about cost of living, rent and salary.

What is the average rent in Swift County?

In Swift County, MN, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,185 per month, according to HUD Fair Market Rent data.

What is the average salary in Swift County?

In Swift County, MN, the average household income is $62,601 per year and individual earnings for full-time workers average $42,696 per year, according to U.S. Census Bureau data.

What is the cost of living in Swift County?

The estimated cost of living in Swift County, MN is approximately $2,828 per month for a single person, $4,076 for a couple, $6,472 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Swift County?

The combined sales tax rate in Swift County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Swift County an affordable place to live?

Based on the data, a single person in Swift County, MN would need approximately $2,828 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,601 per year ($5,217 per month). Swift County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Swift County?

The ACA marketplace benchmark premium in Swift County, MN is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Swift County?

The average home value in Swift County, MN is $147,100, with average annual property taxes of $1,258, according to U.S. Census Bureau data.

How does Swift County compare to other areas?

You can compare Swift County, MN with any other US county using our comparison tool at /compare. Swift County is in Minnesota.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Swift County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources