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Florida

Cost of living in Suwannee County, FL

Estimated monthly cost
$2,579/mo
for a single person, all categories combined

Population 44,484 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $810 31%
Healthcare $480 19%
Federal tax $365 14%
Groceries $352 14%
Transport $320 12%
Energy $197 8%
Water $55 2%
State tax $0 0%

Rent in Suwannee County

Fair Market Rents by bedroom count.

Studio
$805
per month
1 bedroom
$810
per month
2 bedroom
$933
per month
3 bedroom
$1,178
per month
4 bedroom
$1,341
per month

Source: HUD FMR FY2025

Income and earnings in Suwannee County

Annual earnings figures from the Census ACS.

Household income
$55,479
per year
Individual earnings
$32,390
per year
Per capita
$26,484
per year

Source: ACS 2019-2023 5-Year.

Home values in Suwannee County

Average values reported by homeowners.

Average home value
$160,900
Annual property tax
$1,169

Source: ACS 2019-2023 5-Year

Energy costs in Suwannee County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Suwannee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Suwannee County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Suwannee County

Commute patterns and estimated costs.

Average commute
28.7 min
Drive alone
80.4%
Public transit
0.1%
Work from home
6.0%

Source: ACS

Monthly cost estimates for Suwannee County

What it costs to live in Suwannee County each month.

Single person
$2,579
per month
  • Rent $810
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $365
  • State tax $0
Couple
$3,679
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $578
  • State tax $0
Family
$6,082
per month
  • Rent $1,178
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $578
  • State tax $0

Frequently asked questions about Suwannee County

Common questions about cost of living, rent and salary.

What is the average rent in Suwannee County?

In Suwannee County, FL, a one-bedroom apartment averages $810 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,178 per month, according to HUD Fair Market Rent data.

What is the average salary in Suwannee County?

In Suwannee County, FL, the average household income is $55,479 per year and individual earnings for full-time workers average $32,390 per year, according to U.S. Census Bureau data.

What is the cost of living in Suwannee County?

The estimated cost of living in Suwannee County, FL is approximately $2,579 per month for a single person, $3,679 for a couple, $6,082 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Suwannee County?

The combined sales tax rate in Suwannee County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Suwannee County an affordable place to live?

Based on the data, a single person in Suwannee County, FL would need approximately $2,579 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,479 per year ($4,623 per month). Suwannee County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Suwannee County?

The ACA marketplace benchmark premium in Suwannee County, FL is approximately $480 per month for an individual. Approximately 11.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Suwannee County?

The average home value in Suwannee County, FL is $160,900, with average annual property taxes of $1,169, according to U.S. Census Bureau data.

How does Suwannee County compare to other areas?

You can compare Suwannee County, FL with any other US county using our comparison tool at /compare. Suwannee County is in Florida.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP