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Yuba City, CA

Cost of living in Sutter County, CA

Part of the Yuba City Metro Area

Estimated monthly cost
$3,216/mo
for a single person, all categories combined

Population 98,971 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,197 37%
Healthcare $480 15%
Federal tax $466 14%
Groceries $397 12%
Transport $320 10%
Energy $217 7%
State tax $79 2%
Water $60 2%

Rent in Sutter County

Fair Market Rents by bedroom count.

Studio
$1,195
per month
1 bedroom
$1,197
per month
2 bedroom
$1,522
per month
3 bedroom
$2,133
per month
4 bedroom
$2,556
per month

Source: HUD FMR FY2025

Income and earnings in Sutter County

Annual earnings figures from the Census ACS.

Household income
$75,450
per year
Individual earnings
$38,562
per year
Per capita
$34,330
per year

Source: ACS 2019-2023 5-Year.

Home values in Sutter County

Average values reported by homeowners.

Average home value
$399,400
Annual property tax
$3,111

Source: ACS 2019-2023 5-Year

Energy costs in Sutter County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 30.4¢/kWh
Natural gas
$50
per month
Annual total
$2,604
per year

Source: EIA

Healthcare in Sutter County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Sutter County

State and local tax rates for California.

State income tax
13.3%
Top marginal rate
State sales tax
7.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Sutter County

Commute patterns and estimated costs.

Average commute
27.3 min
Drive alone
75.5%
Public transit
0.9%
Work from home
7.1%

Source: ACS

Monthly cost estimates for Sutter County

What it costs to live in Sutter County each month.

Single person
$3,216
per month
  • Rent $1,197
  • Energy $217
  • Water $60
  • Groceries $397
  • Transport $320
  • Healthcare $480
  • Federal tax $466
  • State tax $79
Couple
$5,005
per month
  • Rent $1,522
  • Energy $260
  • Water $70
  • Groceries $658
  • Transport $420
  • Healthcare $864
  • Federal tax $905
  • State tax $306
Family
$7,823
per month
  • Rent $2,133
  • Energy $326
  • Water $85
  • Groceries $998
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $905
  • State tax $306

Frequently asked questions about Sutter County

Common questions about cost of living, rent and salary.

What is the average rent in Sutter County?

In Sutter County, CA, a one-bedroom apartment averages $1,197 per month, a two-bedroom averages $1,522 per month, a three-bedroom averages $2,133 per month, according to HUD Fair Market Rent data.

What is the average salary in Sutter County?

In Sutter County, CA, the average household income is $75,450 per year and individual earnings for full-time workers average $38,562 per year, according to U.S. Census Bureau data.

What is the cost of living in Sutter County?

The estimated cost of living in Sutter County, CA is approximately $3,216 per month for a single person, $5,005 for a couple, $7,823 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Sutter County?

The combined sales tax rate in Sutter County, CA is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.

Is Sutter County an affordable place to live?

Based on the data, a single person in Sutter County, CA would need approximately $3,216 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,450 per year ($6,288 per month). Sutter County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Sutter County?

The ACA marketplace benchmark premium in Sutter County, CA is approximately $480 per month for an individual. Approximately 6.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Sutter County?

The average home value in Sutter County, CA is $399,400, with average annual property taxes of $3,111, according to U.S. Census Bureau data.

How does Sutter County compare to other areas?

You can compare Sutter County, CA with any other US county using our comparison tool at /compare. Sutter County is in the Yuba City, CA metro area.

Other counties in California

Browse the full list of counties in California, ranked by cost of living.

See all counties in California

Compare Sutter County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources