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Virginia Beach-Chesapeake-Norfolk, VA-NC

Cost of living in Surry County, VA

Part of the Virginia Beach Metro Area

Estimated monthly cost
$2,904/mo
for a single person, all categories combined

Population 6,552 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $689 24%
Federal tax $600 21%
Healthcare $480 17%
Groceries $355 12%
Transport $320 11%
State tax $203 7%
Energy $202 7%
Water $55 2%

Rent in Surry County

Fair Market Rents by bedroom count.

Studio
$685
per month
1 bedroom
$689
per month
2 bedroom
$851
per month
3 bedroom
$1,192
per month
4 bedroom
$1,429
per month

Source: HUD FMR FY2025

Income and earnings in Surry County

Annual earnings figures from the Census ACS.

Household income
$71,458
per year
Individual earnings
$46,758
per year
Per capita
$38,105
per year

Source: ACS 2019-2023 5-Year.

Home values in Surry County

Average values reported by homeowners.

Average home value
$235,200
Annual property tax
$1,474

Source: ACS 2019-2023 5-Year

Energy costs in Surry County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Surry County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Surry County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Surry County

Commute patterns and estimated costs.

Average commute
43.4 min
Drive alone
76.5%
Public transit
0.6%
Work from home
6.5%

Source: ACS

Monthly cost estimates for Surry County

What it costs to live in Surry County each month.

Single person
$2,904
per month
  • Rent $689
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $600
  • State tax $203
Couple
$4,190
per month
  • Rent $851
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $839
  • State tax $321
Family
$6,693
per month
  • Rent $1,192
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $839
  • State tax $321

Frequently asked questions about Surry County

Common questions about cost of living, rent and salary.

What is the average rent in Surry County?

In Surry County, VA, a one-bedroom apartment averages $689 per month, a two-bedroom averages $851 per month, a three-bedroom averages $1,192 per month, according to HUD Fair Market Rent data.

What is the average salary in Surry County?

In Surry County, VA, the average household income is $71,458 per year and individual earnings for full-time workers average $46,758 per year, according to U.S. Census Bureau data.

What is the cost of living in Surry County?

The estimated cost of living in Surry County, VA is approximately $2,904 per month for a single person, $4,190 for a couple, $6,693 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Surry County?

The combined sales tax rate in Surry County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Surry County an affordable place to live?

Based on the data, a single person in Surry County, VA would need approximately $2,904 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,458 per year ($5,955 per month). Surry County is relatively affordable compared to the national average.

How much does healthcare cost in Surry County?

The ACA marketplace benchmark premium in Surry County, VA is approximately $480 per month for an individual. Approximately 3.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Surry County?

The average home value in Surry County, VA is $235,200, with average annual property taxes of $1,474, according to U.S. Census Bureau data.

How does Surry County compare to other areas?

You can compare Surry County, VA with any other US county using our comparison tool at /compare. Surry County is in the Virginia Beach-Chesapeake-Norfolk, VA-NC metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Surry County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP