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Mount Airy, NC

Cost of living in Surry County, NC

Estimated monthly cost
$2,647/mo
for a single person, all categories combined

Population 71,407 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $709 27%
Healthcare $480 18%
Federal tax $432 16%
Groceries $327 12%
Transport $320 12%
Energy $187 7%
State tax $137 5%
Water $55 2%

Rent in Surry County

Fair Market Rents by bedroom count.

Studio
$704
per month
1 bedroom
$709
per month
2 bedroom
$930
per month
3 bedroom
$1,120
per month
4 bedroom
$1,489
per month

Source: HUD FMR FY2025

Income and earnings in Surry County

Annual earnings figures from the Census ACS.

Household income
$56,095
per year
Individual earnings
$36,463
per year
Per capita
$31,947
per year

Source: ACS 2019-2023 5-Year.

Home values in Surry County

Average values reported by homeowners.

Average home value
$166,400
Annual property tax
$1,033

Source: ACS 2019-2023 5-Year

Energy costs in Surry County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Surry County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Surry County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Surry County

Commute patterns and estimated costs.

Average commute
25.3 min
Drive alone
80.9%
Public transit
0.1%
Work from home
5.5%

Source: ACS

Monthly cost estimates for Surry County

What it costs to live in Surry County each month.

Single person
$2,647
per month
  • Rent $709
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $432
  • State tax $137
Couple
$3,843
per month
  • Rent $930
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $588
  • State tax $210
Family
$6,165
per month
  • Rent $1,120
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $588
  • State tax $210

Frequently asked questions about Surry County

Common questions about cost of living, rent and salary.

What is the average rent in Surry County?

In Surry County, NC, a one-bedroom apartment averages $709 per month, a two-bedroom averages $930 per month, a three-bedroom averages $1,120 per month, according to HUD Fair Market Rent data.

What is the average salary in Surry County?

In Surry County, NC, the average household income is $56,095 per year and individual earnings for full-time workers average $36,463 per year, according to U.S. Census Bureau data.

What is the cost of living in Surry County?

The estimated cost of living in Surry County, NC is approximately $2,647 per month for a single person, $3,843 for a couple, $6,165 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Surry County?

The combined sales tax rate in Surry County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Surry County an affordable place to live?

Based on the data, a single person in Surry County, NC would need approximately $2,647 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,095 per year ($4,675 per month). Surry County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Surry County?

The ACA marketplace benchmark premium in Surry County, NC is approximately $480 per month for an individual. Approximately 11.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Surry County?

The average home value in Surry County, NC is $166,400, with average annual property taxes of $1,033, according to U.S. Census Bureau data.

How does Surry County compare to other areas?

You can compare Surry County, NC with any other US county using our comparison tool at /compare. Surry County is in the Mount Airy, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Surry County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources