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Wildwood-The Villages, FL

Cost of living in Sumter County, FL

Part of the Wildwood Metro Area

Estimated monthly cost
$2,825/mo
for a single person, all categories combined

Population 137,536 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,045 37%
Healthcare $480 17%
Federal tax $376 13%
Groceries $352 12%
Transport $320 11%
Energy $197 7%
Water $55 2%
State tax $0 0%

Rent in Sumter County

Fair Market Rents by bedroom count.

Studio
$1,038
per month
1 bedroom
$1,045
per month
2 bedroom
$1,371
per month
3 bedroom
$1,705
per month
4 bedroom
$2,039
per month

Source: HUD FMR FY2025

Income and earnings in Sumter County

Annual earnings figures from the Census ACS.

Household income
$73,297
per year
Individual earnings
$33,067
per year
Per capita
$46,555
per year

Source: ACS 2019-2023 5-Year.

Home values in Sumter County

Average values reported by homeowners.

Average home value
$356,000
Annual property tax
$2,940

Source: ACS 2019-2023 5-Year

Energy costs in Sumter County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Sumter County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Sumter County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Sumter County

Commute patterns and estimated costs.

Average commute
28.0 min
Drive alone
71.1%
Public transit
0.2%
Work from home
13.3%

Source: ACS

Monthly cost estimates for Sumter County

What it costs to live in Sumter County each month.

Single person
$2,825
per month
  • Rent $1,045
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $376
  • State tax $0
Couple
$4,409
per month
  • Rent $1,371
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $870
  • State tax $0
Family
$6,901
per month
  • Rent $1,705
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $870
  • State tax $0

Frequently asked questions about Sumter County

Common questions about cost of living, rent and salary.

What is the average rent in Sumter County?

In Sumter County, FL, a one-bedroom apartment averages $1,045 per month, a two-bedroom averages $1,371 per month, a three-bedroom averages $1,705 per month, according to HUD Fair Market Rent data.

What is the average salary in Sumter County?

In Sumter County, FL, the average household income is $73,297 per year and individual earnings for full-time workers average $33,067 per year, according to U.S. Census Bureau data.

What is the cost of living in Sumter County?

The estimated cost of living in Sumter County, FL is approximately $2,825 per month for a single person, $4,409 for a couple, $6,901 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Sumter County?

The combined sales tax rate in Sumter County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Sumter County an affordable place to live?

Based on the data, a single person in Sumter County, FL would need approximately $2,825 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $73,297 per year ($6,108 per month). Sumter County is relatively affordable compared to the national average.

How much does healthcare cost in Sumter County?

The ACA marketplace benchmark premium in Sumter County, FL is approximately $480 per month for an individual. Approximately 5.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Sumter County?

The average home value in Sumter County, FL is $356,000, with average annual property taxes of $2,940, according to U.S. Census Bureau data.

How does Sumter County compare to other areas?

You can compare Sumter County, FL with any other US county using our comparison tool at /compare. Sumter County is in the Wildwood-The Villages, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Sumter County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources