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Virginia Beach-Chesapeake-Norfolk, VA-NC

Cost of living in Suffolk city, VA

Part of the Virginia Beach Metro Area

Estimated monthly cost
$3,775/mo
for a single person, all categories combined

Population 96,638 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,483 39%
Federal tax $660 17%
Healthcare $480 13%
Groceries $355 9%
Transport $320 8%
State tax $220 6%
Energy $202 5%
Water $55 1%

Rent in Suffolk city

Fair Market Rents by bedroom count.

Studio
$1,475
per month
1 bedroom
$1,483
per month
2 bedroom
$1,696
per month
3 bedroom
$2,361
per month
4 bedroom
$2,809
per month

Source: HUD FMR FY2025

Income and earnings in Suffolk city

Annual earnings figures from the Census ACS.

Household income
$90,089
per year
Individual earnings
$50,416
per year
Per capita
$45,135
per year

Source: ACS 2019-2023 5-Year.

Home values in Suffolk city

Average values reported by homeowners.

Average home value
$329,600
Annual property tax
$3,073

Source: ACS 2019-2023 5-Year

Energy costs in Suffolk city

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Suffolk city

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Suffolk city

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Suffolk city

Commute patterns and estimated costs.

Average commute
29.9 min
Drive alone
81.4%
Public transit
0.2%
Work from home
9.3%

Source: ACS

Monthly cost estimates for Suffolk city

What it costs to live in Suffolk city each month.

Single person
$3,775
per month
  • Rent $1,483
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $660
  • State tax $220
Couple
$5,430
per month
  • Rent $1,696
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $1,145
  • State tax $410
Family
$8,257
per month
  • Rent $2,361
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,145
  • State tax $410

Frequently asked questions about Suffolk city

Common questions about cost of living, rent and salary.

What is the average rent in Suffolk city?

In Suffolk city, VA, a one-bedroom apartment averages $1,483 per month, a two-bedroom averages $1,696 per month, a three-bedroom averages $2,361 per month, according to HUD Fair Market Rent data.

What is the average salary in Suffolk city?

In Suffolk city, VA, the average household income is $90,089 per year and individual earnings for full-time workers average $50,416 per year, according to U.S. Census Bureau data.

What is the cost of living in Suffolk city?

The estimated cost of living in Suffolk city, VA is approximately $3,775 per month for a single person, $5,430 for a couple, $8,257 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Suffolk city?

The combined sales tax rate in Suffolk city, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Suffolk city an affordable place to live?

Based on the data, a single person in Suffolk city, VA would need approximately $3,775 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $90,089 per year ($7,507 per month). Suffolk city has a moderate cost of living relative to local earnings.

How much does healthcare cost in Suffolk city?

The ACA marketplace benchmark premium in Suffolk city, VA is approximately $480 per month for an individual. Approximately 6.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Suffolk city?

The average home value in Suffolk city, VA is $329,600, with average annual property taxes of $3,073, according to U.S. Census Bureau data.

How does Suffolk city compare to other areas?

You can compare Suffolk city, VA with any other US county using our comparison tool at /compare. Suffolk city is in the Virginia Beach-Chesapeake-Norfolk, VA-NC metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Suffolk city with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources