Cost of living in Stone County, MO
Population 31,697 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Stone County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Stone County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Stone County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Stone County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Stone County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Stone County
State and local tax rates for Missouri.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Stone County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Stone County
What it costs to live in Stone County each month.
- Rent $646
- Energy $194
- Water $50
- Groceries $313
- Transport $320
- Healthcare $480
- Federal tax $342
- State tax $110
- Rent $848
- Energy $233
- Water $60
- Groceries $519
- Transport $420
- Healthcare $864
- Federal tax $673
- State tax $231
- Rent $1,188
- Energy $291
- Water $70
- Groceries $787
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $673
- State tax $231
Frequently asked questions about Stone County
Common questions about cost of living, rent and salary.
What is the average rent in Stone County?
In Stone County, MO, a one-bedroom apartment averages $646 per month, a two-bedroom averages $848 per month, a three-bedroom averages $1,188 per month, according to HUD Fair Market Rent data.
What is the average salary in Stone County?
In Stone County, MO, the average household income is $61,323 per year and individual earnings for full-time workers average $30,960 per year, according to U.S. Census Bureau data.
What is the cost of living in Stone County?
The estimated cost of living in Stone County, MO is approximately $2,455 per month for a single person, $3,848 for a couple, $6,310 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Stone County?
The combined sales tax rate in Stone County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.
Is Stone County an affordable place to live?
Based on the data, a single person in Stone County, MO would need approximately $2,455 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,323 per year ($5,110 per month). Stone County is relatively affordable compared to the national average.
How much does healthcare cost in Stone County?
The ACA marketplace benchmark premium in Stone County, MO is approximately $480 per month for an individual. Approximately 9.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Stone County?
The average home value in Stone County, MO is $236,500, with average annual property taxes of $1,167, according to U.S. Census Bureau data.
How does Stone County compare to other areas?
You can compare Stone County, MO with any other US county using our comparison tool at /compare. Stone County is in Missouri.
Other counties in Missouri
Browse the full list of counties in Missouri, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP