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Arkansas

Cost of living in Stone County, AR

Estimated monthly cost
$2,309/mo
for a single person, all categories combined

Population 12,474 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $646 28%
Healthcare $480 21%
Transport $320 14%
Groceries $303 13%
Federal tax $261 11%
Energy $192 8%
Water $55 2%
State tax $52 2%

Rent in Stone County

Fair Market Rents by bedroom count.

Studio
$618
per month
1 bedroom
$646
per month
2 bedroom
$848
per month
3 bedroom
$1,188
per month
4 bedroom
$1,193
per month

Source: HUD FMR FY2025

Income and earnings in Stone County

Annual earnings figures from the Census ACS.

Household income
$38,531
per year
Individual earnings
$26,031
per year
Per capita
$23,196
per year

Source: ACS 2019-2023 5-Year.

Home values in Stone County

Average values reported by homeowners.

Average home value
$149,400
Annual property tax
$528

Source: ACS 2019-2023 5-Year

Energy costs in Stone County

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Stone County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Stone County

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Stone County

Commute patterns and estimated costs.

Average commute
25.6 min
Drive alone
77.7%
Public transit
0.6%
Work from home
6.1%

Source: ACS

Monthly cost estimates for Stone County

What it costs to live in Stone County each month.

Single person
$2,309
per month
  • Rent $646
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $261
  • State tax $52
Couple
$3,345
per month
  • Rent $848
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $323
  • State tax $93
Family
$5,799
per month
  • Rent $1,188
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $323
  • State tax $93

Frequently asked questions about Stone County

Common questions about cost of living, rent and salary.

What is the average rent in Stone County?

In Stone County, AR, a one-bedroom apartment averages $646 per month, a two-bedroom averages $848 per month, a three-bedroom averages $1,188 per month, according to HUD Fair Market Rent data.

What is the average salary in Stone County?

In Stone County, AR, the average household income is $38,531 per year and individual earnings for full-time workers average $26,031 per year, according to U.S. Census Bureau data.

What is the cost of living in Stone County?

The estimated cost of living in Stone County, AR is approximately $2,309 per month for a single person, $3,345 for a couple, $5,799 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Stone County?

The combined sales tax rate in Stone County, AR is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Stone County an affordable place to live?

Based on the data, a single person in Stone County, AR would need approximately $2,309 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $38,531 per year ($3,211 per month). Stone County has a high cost of living relative to local earnings.

How much does healthcare cost in Stone County?

The ACA marketplace benchmark premium in Stone County, AR is approximately $480 per month for an individual. Approximately 9.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Stone County?

The average home value in Stone County, AR is $149,400, with average annual property taxes of $528, according to U.S. Census Bureau data.

How does Stone County compare to other areas?

You can compare Stone County, AR with any other US county using our comparison tool at /compare. Stone County is in Arkansas.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Stone County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP