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Clarksville, TN-KY

Cost of living in Stewart County, TN

Part of the Clarksville Metro Area

Estimated monthly cost
$2,511/mo
for a single person, all categories combined

Population 13,859 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $735 29%
Healthcare $480 19%
Federal tax $413 16%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Stewart County

Fair Market Rents by bedroom count.

Studio
$625
per month
1 bedroom
$735
per month
2 bedroom
$911
per month
3 bedroom
$1,277
per month
4 bedroom
$1,523
per month

Source: HUD FMR FY2025

Income and earnings in Stewart County

Annual earnings figures from the Census ACS.

Household income
$62,052
per year
Individual earnings
$35,296
per year
Per capita
$29,881
per year

Source: ACS 2019-2023 5-Year.

Home values in Stewart County

Average values reported by homeowners.

Average home value
$182,700
Annual property tax
$951

Source: ACS 2019-2023 5-Year

Energy costs in Stewart County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Stewart County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Stewart County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Stewart County

Commute patterns and estimated costs.

Average commute
38.3 min
Drive alone
79.0%
Public transit
1.0%
Work from home
4.6%

Source: ACS

Monthly cost estimates for Stewart County

What it costs to live in Stewart County each month.

Single person
$2,511
per month
  • Rent $735
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $413
  • State tax $0
Couple
$3,699
per month
  • Rent $911
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $685
  • State tax $0
Family
$6,190
per month
  • Rent $1,277
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $685
  • State tax $0

Frequently asked questions about Stewart County

Common questions about cost of living, rent and salary.

What is the average rent in Stewart County?

In Stewart County, TN, a one-bedroom apartment averages $735 per month, a two-bedroom averages $911 per month, a three-bedroom averages $1,277 per month, according to HUD Fair Market Rent data.

What is the average salary in Stewart County?

In Stewart County, TN, the average household income is $62,052 per year and individual earnings for full-time workers average $35,296 per year, according to U.S. Census Bureau data.

What is the cost of living in Stewart County?

The estimated cost of living in Stewart County, TN is approximately $2,511 per month for a single person, $3,699 for a couple, $6,190 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Stewart County?

The combined sales tax rate in Stewart County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Stewart County an affordable place to live?

Based on the data, a single person in Stewart County, TN would need approximately $2,511 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,052 per year ($5,171 per month). Stewart County is relatively affordable compared to the national average.

How much does healthcare cost in Stewart County?

The ACA marketplace benchmark premium in Stewart County, TN is approximately $480 per month for an individual. Approximately 9.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Stewart County?

The average home value in Stewart County, TN is $182,700, with average annual property taxes of $951, according to U.S. Census Bureau data.

How does Stewart County compare to other areas?

You can compare Stewart County, TN with any other US county using our comparison tool at /compare. Stewart County is in the Clarksville, TN-KY metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Stewart County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP