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Spokane-Spokane Valley, WA

Cost of living in Stevens County, WA

Part of the Spokane Metro Area

Estimated monthly cost
$2,731/mo
for a single person, all categories combined

Population 47,470 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $827 30%
Federal tax $518 19%
Healthcare $480 18%
Groceries $369 14%
Transport $320 12%
Energy $157 6%
Water $60 2%
State tax $0 0%

Rent in Stevens County

Fair Market Rents by bedroom count.

Studio
$821
per month
1 bedroom
$827
per month
2 bedroom
$1,049
per month
3 bedroom
$1,470
per month
4 bedroom
$1,762
per month

Source: HUD FMR FY2025

Income and earnings in Stevens County

Annual earnings figures from the Census ACS.

Household income
$67,405
per year
Individual earnings
$41,745
per year
Per capita
$35,577
per year

Source: ACS 2019-2023 5-Year.

Home values in Stevens County

Average values reported by homeowners.

Average home value
$308,000
Annual property tax
$2,016

Source: ACS 2019-2023 5-Year

Energy costs in Stevens County

Estimated monthly electricity and gas costs.

Electricity
$109
per month · 11.5¢/kWh
Natural gas
$48
per month
Annual total
$1,884
per year

Source: EIA

Healthcare in Stevens County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Stevens County

State and local tax rates for Washington.

No state income tax
Washington does not levy a personal income tax.
State sales tax
6.5%
Combined sales tax
10.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Stevens County

Commute patterns and estimated costs.

Average commute
29.8 min
Drive alone
79.0%
Public transit
0.4%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Stevens County

What it costs to live in Stevens County each month.

Single person
$2,731
per month
  • Rent $827
  • Energy $157
  • Water $60
  • Groceries $369
  • Transport $320
  • Healthcare $480
  • Federal tax $518
  • State tax $0
Couple
$3,975
per month
  • Rent $1,049
  • Energy $188
  • Water $70
  • Groceries $611
  • Transport $420
  • Healthcare $864
  • Federal tax $773
  • State tax $0
Family
$6,562
per month
  • Rent $1,470
  • Energy $236
  • Water $85
  • Groceries $928
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $773
  • State tax $0

Frequently asked questions about Stevens County

Common questions about cost of living, rent and salary.

What is the average rent in Stevens County?

In Stevens County, WA, a one-bedroom apartment averages $827 per month, a two-bedroom averages $1,049 per month, a three-bedroom averages $1,470 per month, according to HUD Fair Market Rent data.

What is the average salary in Stevens County?

In Stevens County, WA, the average household income is $67,405 per year and individual earnings for full-time workers average $41,745 per year, according to U.S. Census Bureau data.

What is the cost of living in Stevens County?

The estimated cost of living in Stevens County, WA is approximately $2,731 per month for a single person, $3,975 for a couple, $6,562 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Stevens County?

The combined sales tax rate in Stevens County, WA is 10.23%, which includes the Washington state rate of 6.50% plus an average local rate of 3.73%.

Is Stevens County an affordable place to live?

Based on the data, a single person in Stevens County, WA would need approximately $2,731 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,405 per year ($5,617 per month). Stevens County is relatively affordable compared to the national average.

How much does healthcare cost in Stevens County?

The ACA marketplace benchmark premium in Stevens County, WA is approximately $480 per month for an individual. Approximately 6.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Stevens County?

The average home value in Stevens County, WA is $308,000, with average annual property taxes of $2,016, according to U.S. Census Bureau data.

How does Stevens County compare to other areas?

You can compare Stevens County, WA with any other US county using our comparison tool at /compare. Stevens County is in the Spokane-Spokane Valley, WA metro area.

Other counties in Washington

Browse the full list of counties in Washington, ranked by cost of living.

See all counties in Washington

Compare Stevens County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources