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Minnesota

Cost of living in Stevens County, MN

Estimated monthly cost
$2,791/mo
for a single person, all categories combined

Population 9,686 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 25%
Federal tax $507 18%
Healthcare $480 17%
Groceries $340 12%
Transport $320 11%
State tax $196 7%
Energy $187 7%
Water $50 2%

Rent in Stevens County

Fair Market Rents by bedroom count.

Studio
$640
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,307
per month
4 bedroom
$1,567
per month

Source: HUD FMR FY2025

Income and earnings in Stevens County

Annual earnings figures from the Census ACS.

Household income
$71,060
per year
Individual earnings
$41,053
per year
Per capita
$40,441
per year

Source: ACS 2019-2023 5-Year.

Home values in Stevens County

Average values reported by homeowners.

Average home value
$180,800
Annual property tax
$1,459

Source: ACS 2019-2023 5-Year

Energy costs in Stevens County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Stevens County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Stevens County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Stevens County

Commute patterns and estimated costs.

Average commute
13.6 min
Drive alone
71.9%
Public transit
0.9%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Stevens County

What it costs to live in Stevens County each month.

Single person
$2,791
per month
  • Rent $711
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $507
  • State tax $196
Couple
$4,263
per month
  • Rent $933
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $833
  • State tax $366
Family
$6,781
per month
  • Rent $1,307
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $833
  • State tax $366

Frequently asked questions about Stevens County

Common questions about cost of living, rent and salary.

What is the average rent in Stevens County?

In Stevens County, MN, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Stevens County?

In Stevens County, MN, the average household income is $71,060 per year and individual earnings for full-time workers average $41,053 per year, according to U.S. Census Bureau data.

What is the cost of living in Stevens County?

The estimated cost of living in Stevens County, MN is approximately $2,791 per month for a single person, $4,263 for a couple, $6,781 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Stevens County?

The combined sales tax rate in Stevens County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Stevens County an affordable place to live?

Based on the data, a single person in Stevens County, MN would need approximately $2,791 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,060 per year ($5,922 per month). Stevens County is relatively affordable compared to the national average.

How much does healthcare cost in Stevens County?

The ACA marketplace benchmark premium in Stevens County, MN is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Stevens County?

The average home value in Stevens County, MN is $180,800, with average annual property taxes of $1,459, according to U.S. Census Bureau data.

How does Stevens County compare to other areas?

You can compare Stevens County, MN with any other US county using our comparison tool at /compare. Stevens County is in Minnesota.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Stevens County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources