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Angola, IN

Cost of living in Steuben County, IN

Estimated monthly cost
$2,650/mo
for a single person, all categories combined

Population 34,648 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $769 29%
Healthcare $480 18%
Federal tax $423 16%
Transport $320 12%
Groceries $318 12%
Energy $199 8%
State tax $91 3%
Water $50 2%

Rent in Steuben County

Fair Market Rents by bedroom count.

Studio
$764
per month
1 bedroom
$769
per month
2 bedroom
$1,009
per month
3 bedroom
$1,268
per month
4 bedroom
$1,338
per month

Source: HUD FMR FY2025

Income and earnings in Steuben County

Annual earnings figures from the Census ACS.

Household income
$71,483
per year
Individual earnings
$35,913
per year
Per capita
$37,126
per year

Source: ACS 2019-2023 5-Year.

Home values in Steuben County

Average values reported by homeowners.

Average home value
$204,300
Annual property tax
$1,188

Source: ACS 2019-2023 5-Year

Energy costs in Steuben County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Steuben County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Steuben County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Steuben County

Commute patterns and estimated costs.

Average commute
21.4 min
Drive alone
83.3%
Public transit
0.3%
Work from home
4.8%

Source: ACS

Monthly cost estimates for Steuben County

What it costs to live in Steuben County each month.

Single person
$2,650
per month
  • Rent $769
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $423
  • State tax $91
Couple
$4,141
per month
  • Rent $1,009
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $840
  • State tax $182
Family
$6,528
per month
  • Rent $1,268
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $840
  • State tax $182

Frequently asked questions about Steuben County

Common questions about cost of living, rent and salary.

What is the average rent in Steuben County?

In Steuben County, IN, a one-bedroom apartment averages $769 per month, a two-bedroom averages $1,009 per month, a three-bedroom averages $1,268 per month, according to HUD Fair Market Rent data.

What is the average salary in Steuben County?

In Steuben County, IN, the average household income is $71,483 per year and individual earnings for full-time workers average $35,913 per year, according to U.S. Census Bureau data.

What is the cost of living in Steuben County?

The estimated cost of living in Steuben County, IN is approximately $2,650 per month for a single person, $4,141 for a couple, $6,528 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Steuben County?

The combined sales tax rate in Steuben County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Steuben County an affordable place to live?

Based on the data, a single person in Steuben County, IN would need approximately $2,650 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,483 per year ($5,957 per month). Steuben County is relatively affordable compared to the national average.

How much does healthcare cost in Steuben County?

The ACA marketplace benchmark premium in Steuben County, IN is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Steuben County?

The average home value in Steuben County, IN is $204,300, with average annual property taxes of $1,188, according to U.S. Census Bureau data.

How does Steuben County compare to other areas?

You can compare Steuben County, IN with any other US county using our comparison tool at /compare. Steuben County is in the Angola, IN metro area.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Steuben County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources