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Albemarle, NC

Cost of living in Stanly County, NC

Estimated monthly cost
$2,729/mo
for a single person, all categories combined

Population 63,557 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $747 27%
Healthcare $480 18%
Federal tax $468 17%
Groceries $327 12%
Transport $320 12%
Energy $187 7%
State tax $145 5%
Water $55 2%

Rent in Stanly County

Fair Market Rents by bedroom count.

Studio
$672
per month
1 bedroom
$747
per month
2 bedroom
$980
per month
3 bedroom
$1,342
per month
4 bedroom
$1,628
per month

Source: HUD FMR FY2025

Income and earnings in Stanly County

Annual earnings figures from the Census ACS.

Household income
$61,631
per year
Individual earnings
$38,673
per year
Per capita
$31,623
per year

Source: ACS 2019-2023 5-Year.

Home values in Stanly County

Average values reported by homeowners.

Average home value
$214,300
Annual property tax
$1,334

Source: ACS 2019-2023 5-Year

Energy costs in Stanly County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Stanly County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Stanly County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Stanly County

Commute patterns and estimated costs.

Average commute
28.7 min
Drive alone
80.0%
Public transit
0.4%
Work from home
7.7%

Source: ACS

Monthly cost estimates for Stanly County

What it costs to live in Stanly County each month.

Single person
$2,729
per month
  • Rent $747
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $468
  • State tax $145
Couple
$4,005
per month
  • Rent $980
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $679
  • State tax $231
Family
$6,499
per month
  • Rent $1,342
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $679
  • State tax $231

Frequently asked questions about Stanly County

Common questions about cost of living, rent and salary.

What is the average rent in Stanly County?

In Stanly County, NC, a one-bedroom apartment averages $747 per month, a two-bedroom averages $980 per month, a three-bedroom averages $1,342 per month, according to HUD Fair Market Rent data.

What is the average salary in Stanly County?

In Stanly County, NC, the average household income is $61,631 per year and individual earnings for full-time workers average $38,673 per year, according to U.S. Census Bureau data.

What is the cost of living in Stanly County?

The estimated cost of living in Stanly County, NC is approximately $2,729 per month for a single person, $4,005 for a couple, $6,499 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Stanly County?

The combined sales tax rate in Stanly County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Stanly County an affordable place to live?

Based on the data, a single person in Stanly County, NC would need approximately $2,729 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,631 per year ($5,136 per month). Stanly County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Stanly County?

The ACA marketplace benchmark premium in Stanly County, NC is approximately $480 per month for an individual. Approximately 10.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Stanly County?

The average home value in Stanly County, NC is $214,300, with average annual property taxes of $1,334, according to U.S. Census Bureau data.

How does Stanly County compare to other areas?

You can compare Stanly County, NC with any other US county using our comparison tool at /compare. Stanly County is in the Albemarle, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Stanly County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources