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Port St. Lucie, FL

Cost of living in St. Lucie County, FL

Part of the Port St. Lucie Metro Area

Estimated monthly cost
$3,233/mo
for a single person, all categories combined

Population 346,237 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,363 42%
Healthcare $480 15%
Federal tax $466 14%
Groceries $352 11%
Transport $320 10%
Energy $197 6%
Water $55 2%
State tax $0 0%

Rent in St. Lucie County

Fair Market Rents by bedroom count.

Studio
$1,311
per month
1 bedroom
$1,363
per month
2 bedroom
$1,624
per month
3 bedroom
$2,259
per month
4 bedroom
$2,457
per month

Source: HUD FMR FY2025

Income and earnings in St. Lucie County

Annual earnings figures from the Census ACS.

Household income
$69,027
per year
Individual earnings
$38,567
per year
Per capita
$35,125
per year

Source: ACS 2019-2023 5-Year.

Home values in St. Lucie County

Average values reported by homeowners.

Average home value
$305,800
Annual property tax
$2,893

Source: ACS 2019-2023 5-Year

Energy costs in St. Lucie County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in St. Lucie County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in St. Lucie County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in St. Lucie County

Commute patterns and estimated costs.

Average commute
28.5 min
Drive alone
77.9%
Public transit
0.3%
Work from home
10.2%

Source: ACS

Monthly cost estimates for St. Lucie County

What it costs to live in St. Lucie County each month.

Single person
$3,233
per month
  • Rent $1,363
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $466
  • State tax $0
Couple
$4,592
per month
  • Rent $1,624
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $800
  • State tax $0
Family
$7,385
per month
  • Rent $2,259
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $800
  • State tax $0

Frequently asked questions about St. Lucie County

Common questions about cost of living, rent and salary.

What is the average rent in St. Lucie County?

In St. Lucie County, FL, a one-bedroom apartment averages $1,363 per month, a two-bedroom averages $1,624 per month, a three-bedroom averages $2,259 per month, according to HUD Fair Market Rent data.

What is the average salary in St. Lucie County?

In St. Lucie County, FL, the average household income is $69,027 per year and individual earnings for full-time workers average $38,567 per year, according to U.S. Census Bureau data.

What is the cost of living in St. Lucie County?

The estimated cost of living in St. Lucie County, FL is approximately $3,233 per month for a single person, $4,592 for a couple, $7,385 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in St. Lucie County?

The combined sales tax rate in St. Lucie County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is St. Lucie County an affordable place to live?

Based on the data, a single person in St. Lucie County, FL would need approximately $3,233 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,027 per year ($5,752 per month). St. Lucie County has a moderate cost of living relative to local earnings.

How much does healthcare cost in St. Lucie County?

The ACA marketplace benchmark premium in St. Lucie County, FL is approximately $480 per month for an individual. Approximately 12.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in St. Lucie County?

The average home value in St. Lucie County, FL is $305,800, with average annual property taxes of $2,893, according to U.S. Census Bureau data.

How does St. Lucie County compare to other areas?

You can compare St. Lucie County, FL with any other US county using our comparison tool at /compare. St. Lucie County is in the Port St. Lucie, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare St. Lucie County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources