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Farmington, MO

Cost of living in St. Francois County, MO

Estimated monthly cost
$2,553/mo
for a single person, all categories combined

Population 66,864 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $652 26%
Healthcare $480 19%
Federal tax $416 16%
Transport $320 13%
Groceries $313 12%
Energy $194 8%
State tax $128 5%
Water $50 2%

Rent in St. Francois County

Fair Market Rents by bedroom count.

Studio
$634
per month
1 bedroom
$652
per month
2 bedroom
$856
per month
3 bedroom
$1,133
per month
4 bedroom
$1,137
per month

Source: HUD FMR FY2025

Income and earnings in St. Francois County

Annual earnings figures from the Census ACS.

Household income
$54,813
per year
Individual earnings
$35,483
per year
Per capita
$27,266
per year

Source: ACS 2019-2023 5-Year.

Home values in St. Francois County

Average values reported by homeowners.

Average home value
$155,100
Annual property tax
$1,161

Source: ACS 2019-2023 5-Year

Energy costs in St. Francois County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in St. Francois County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in St. Francois County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in St. Francois County

Commute patterns and estimated costs.

Average commute
25.2 min
Drive alone
79.2%
Public transit
0.2%
Work from home
6.5%

Source: ACS

Monthly cost estimates for St. Francois County

What it costs to live in St. Francois County each month.

Single person
$2,553
per month
  • Rent $652
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $416
  • State tax $128
Couple
$3,724
per month
  • Rent $856
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $567
  • State tax $205
Family
$6,123
per month
  • Rent $1,133
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $567
  • State tax $205

Frequently asked questions about St. Francois County

Common questions about cost of living, rent and salary.

What is the average rent in St. Francois County?

In St. Francois County, MO, a one-bedroom apartment averages $652 per month, a two-bedroom averages $856 per month, a three-bedroom averages $1,133 per month, according to HUD Fair Market Rent data.

What is the average salary in St. Francois County?

In St. Francois County, MO, the average household income is $54,813 per year and individual earnings for full-time workers average $35,483 per year, according to U.S. Census Bureau data.

What is the cost of living in St. Francois County?

The estimated cost of living in St. Francois County, MO is approximately $2,553 per month for a single person, $3,724 for a couple, $6,123 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in St. Francois County?

The combined sales tax rate in St. Francois County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is St. Francois County an affordable place to live?

Based on the data, a single person in St. Francois County, MO would need approximately $2,553 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,813 per year ($4,568 per month). St. Francois County has a moderate cost of living relative to local earnings.

How much does healthcare cost in St. Francois County?

The ACA marketplace benchmark premium in St. Francois County, MO is approximately $480 per month for an individual. Approximately 11.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in St. Francois County?

The average home value in St. Francois County, MO is $155,100, with average annual property taxes of $1,161, according to U.S. Census Bureau data.

How does St. Francois County compare to other areas?

You can compare St. Francois County, MO with any other US county using our comparison tool at /compare. St. Francois County is in the Farmington, MO metro area.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare St. Francois County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources