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Minneapolis-St. Paul-Bloomington, MN-WI

Cost of living in St. Croix County, WI

Part of the Minneapolis Metro Area

Estimated monthly cost
$3,653/mo
for a single person, all categories combined

Population 94,819 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,381 38%
Federal tax $710 19%
Healthcare $480 13%
Groceries $329 9%
Transport $320 9%
State tax $204 6%
Energy $179 5%
Water $50 1%

Rent in St. Croix County

Fair Market Rents by bedroom count.

Studio
$1,220
per month
1 bedroom
$1,381
per month
2 bedroom
$1,685
per month
3 bedroom
$2,244
per month
4 bedroom
$2,513
per month

Source: HUD FMR FY2025

Income and earnings in St. Croix County

Annual earnings figures from the Census ACS.

Household income
$102,482
per year
Individual earnings
$53,439
per year
Per capita
$48,851
per year

Source: ACS 2019-2023 5-Year.

Home values in St. Croix County

Average values reported by homeowners.

Average home value
$349,700
Annual property tax
$4,297

Source: ACS 2019-2023 5-Year

Energy costs in St. Croix County

Estimated monthly electricity and gas costs.

Electricity
$121
per month · 17.3¢/kWh
Natural gas
$58
per month
Annual total
$2,148
per year

Source: EIA

Healthcare in St. Croix County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in St. Croix County

State and local tax rates for Wisconsin.

State income tax
7.7%
Top marginal rate
State sales tax
5.0%
Combined sales tax
5.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in St. Croix County

Commute patterns and estimated costs.

Average commute
26.6 min
Drive alone
75.9%
Public transit
0.2%
Work from home
14.3%

Source: ACS

Monthly cost estimates for St. Croix County

What it costs to live in St. Croix County each month.

Single person
$3,653
per month
  • Rent $1,381
  • Energy $179
  • Water $50
  • Groceries $329
  • Transport $320
  • Healthcare $480
  • Federal tax $710
  • State tax $204
Couple
$5,556
per month
  • Rent $1,685
  • Energy $215
  • Water $60
  • Groceries $545
  • Transport $420
  • Healthcare $864
  • Federal tax $1,347
  • State tax $420
Family
$8,246
per month
  • Rent $2,244
  • Energy $268
  • Water $70
  • Groceries $827
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,347
  • State tax $420

Frequently asked questions about St. Croix County

Common questions about cost of living, rent and salary.

What is the average rent in St. Croix County?

In St. Croix County, WI, a one-bedroom apartment averages $1,381 per month, a two-bedroom averages $1,685 per month, a three-bedroom averages $2,244 per month, according to HUD Fair Market Rent data.

What is the average salary in St. Croix County?

In St. Croix County, WI, the average household income is $102,482 per year and individual earnings for full-time workers average $53,439 per year, according to U.S. Census Bureau data.

What is the cost of living in St. Croix County?

The estimated cost of living in St. Croix County, WI is approximately $3,653 per month for a single person, $5,556 for a couple, $8,246 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in St. Croix County?

The combined sales tax rate in St. Croix County, WI is 5.44%, which includes the Wisconsin state rate of 5.00% plus an average local rate of 0.44%.

Is St. Croix County an affordable place to live?

Based on the data, a single person in St. Croix County, WI would need approximately $3,653 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $102,482 per year ($8,540 per month). St. Croix County is relatively affordable compared to the national average.

How much does healthcare cost in St. Croix County?

The ACA marketplace benchmark premium in St. Croix County, WI is approximately $480 per month for an individual. Approximately 3.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in St. Croix County?

The average home value in St. Croix County, WI is $349,700, with average annual property taxes of $4,297, according to U.S. Census Bureau data.

How does St. Croix County compare to other areas?

You can compare St. Croix County, WI with any other US county using our comparison tool at /compare. St. Croix County is in the Minneapolis-St. Paul-Bloomington, MN-WI metro area.

Other counties in Wisconsin

Browse the full list of counties in Wisconsin, ranked by cost of living.

See all counties in Wisconsin

Compare St. Croix County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources