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St. Louis, MO-IL

Cost of living in Belleville, Illinois

St. Clair County, IL

Part of the St. Louis Metro Area

Estimated monthly cost
$3,040/mo
for a single person, all categories combined

Population 254,777 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $984 32%
Federal tax $513 17%
Healthcare $480 16%
Groceries $345 11%
Transport $320 11%
Energy $177 6%
State tax $171 6%
Water $50 2%

Rent in Belleville

Fair Market Rents by bedroom count.

Studio
$951
per month
1 bedroom
$984
per month
2 bedroom
$1,215
per month
3 bedroom
$1,570
per month
4 bedroom
$1,806
per month

Source: HUD FMR FY2025

Income and earnings in Belleville

Annual earnings figures from the Census ACS.

Household income
$70,178
per year
Individual earnings
$41,417
per year
Per capita
$37,824
per year

Source: ACS 2019-2023 5-Year.

Home values in Belleville

Average values reported by homeowners.

Average home value
$168,800
Annual property tax
$3,533

Source: ACS 2019-2023 5-Year

Energy costs in Belleville

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Belleville

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Belleville

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Belleville

Commute patterns and estimated costs.

Average commute
24.7 min
Drive alone
76.9%
Public transit
1.9%
Work from home
10.9%

Source: ACS

Monthly cost estimates for Belleville

What it costs to live in Belleville each month.

Single person
$3,040
per month
  • Rent $984
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $513
  • State tax $171
Couple
$4,450
per month
  • Rent $1,215
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $818
  • State tax $289
Family
$6,950
per month
  • Rent $1,570
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $818
  • State tax $289

Frequently asked questions about Belleville

Common questions about cost of living, rent and salary.

What is the average rent in Belleville?

In Belleville, Illinois, a one-bedroom apartment averages $984 per month, a two-bedroom averages $1,215 per month, a three-bedroom averages $1,570 per month, according to HUD Fair Market Rent data.

What is the average salary in Belleville?

In Belleville, Illinois, the average household income is $70,178 per year and individual earnings for full-time workers average $41,417 per year, according to U.S. Census Bureau data.

What is the cost of living in Belleville?

The estimated cost of living in Belleville, Illinois is approximately $3,040 per month for a single person, $4,450 for a couple, $6,950 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Belleville?

The combined sales tax rate in Belleville, Illinois is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Belleville an affordable place to live?

Based on the data, a single person in Belleville, Illinois would need approximately $3,040 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,178 per year ($5,848 per month). Belleville has a moderate cost of living relative to local earnings.

How much does healthcare cost in Belleville?

The ACA marketplace benchmark premium in Belleville, Illinois is approximately $480 per month for an individual. Approximately 5.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Belleville?

The average home value in Belleville, Illinois is $168,800, with average annual property taxes of $3,533, according to U.S. Census Bureau data.

How does Belleville compare to other areas?

You can compare Belleville, Illinois with any other US county using our comparison tool at /compare. Belleville is in the St. Louis, MO-IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Belleville with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources