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New Orleans-Metairie, LA

Cost of living in St. Charles Parish, LA

Part of the New Orleans Metro Area

Estimated monthly cost
$3,317/mo
for a single person, all categories combined

Population 51,863 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,236 37%
Federal tax $605 18%
Healthcare $480 14%
Transport $320 10%
Groceries $315 9%
Energy $186 6%
State tax $120 4%
Water $55 2%

Rent in St. Charles Parish

Fair Market Rents by bedroom count.

Studio
$1,071
per month
1 bedroom
$1,236
per month
2 bedroom
$1,478
per month
3 bedroom
$1,889
per month
4 bedroom
$2,217
per month

Source: HUD FMR FY2025

Income and earnings in St. Charles Parish

Annual earnings figures from the Census ACS.

Household income
$82,172
per year
Individual earnings
$47,040
per year
Per capita
$39,716
per year

Source: ACS 2019-2023 5-Year.

Home values in St. Charles Parish

Average values reported by homeowners.

Average home value
$256,800
Annual property tax
$1,475

Source: ACS 2019-2023 5-Year

Energy costs in St. Charles Parish

Estimated monthly electricity and gas costs.

Electricity
$152
per month · 12.7¢/kWh
Natural gas
$34
per month
Annual total
$2,232
per year

Source: EIA

Healthcare in St. Charles Parish

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in St. Charles Parish

State and local tax rates for Louisiana.

State income tax
4.3%
Top marginal rate
State sales tax
4.5%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in St. Charles Parish

Commute patterns and estimated costs.

Average commute
26.8 min
Drive alone
83.7%
Public transit
0.2%
Work from home
7.7%

Source: ACS

Monthly cost estimates for St. Charles Parish

What it costs to live in St. Charles Parish each month.

Single person
$3,317
per month
  • Rent $1,236
  • Energy $186
  • Water $55
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $605
  • State tax $120
Couple
$4,830
per month
  • Rent $1,478
  • Energy $223
  • Water $65
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $1,015
  • State tax $243
Family
$7,363
per month
  • Rent $1,889
  • Energy $279
  • Water $75
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,015
  • State tax $243

Frequently asked questions about St. Charles Parish

Common questions about cost of living, rent and salary.

What is the average rent in St. Charles Parish?

In St. Charles Parish, LA, a one-bedroom apartment averages $1,236 per month, a two-bedroom averages $1,478 per month, a three-bedroom averages $1,889 per month, according to HUD Fair Market Rent data.

What is the average salary in St. Charles Parish?

In St. Charles Parish, LA, the average household income is $82,172 per year and individual earnings for full-time workers average $47,040 per year, according to U.S. Census Bureau data.

What is the cost of living in St. Charles Parish?

The estimated cost of living in St. Charles Parish, LA is approximately $3,317 per month for a single person, $4,830 for a couple, $7,363 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in St. Charles Parish?

The combined sales tax rate in St. Charles Parish, LA is 9.55%, which includes the Louisiana state rate of 4.45% plus an average local rate of 5.10%.

Is St. Charles Parish an affordable place to live?

Based on the data, a single person in St. Charles Parish, LA would need approximately $3,317 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $82,172 per year ($6,848 per month). St. Charles Parish is relatively affordable compared to the national average.

How much does healthcare cost in St. Charles Parish?

The ACA marketplace benchmark premium in St. Charles Parish, LA is approximately $480 per month for an individual. Approximately 6.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in St. Charles Parish?

The average home value in St. Charles Parish, LA is $256,800, with average annual property taxes of $1,475, according to U.S. Census Bureau data.

How does St. Charles Parish compare to other areas?

You can compare St. Charles Parish, LA with any other US county using our comparison tool at /compare. St. Charles Parish is in the New Orleans-Metairie, LA metro area.

Other counties in Louisiana

Browse the full list of counties in Louisiana, ranked by cost of living.

See all counties in Louisiana

Compare St. Charles Parish with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources